tru review
A developer-focused gateway for per-request AI-agent payments and service discovery.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
tru is an authentication and payments platform for developers building services that AI agents can discover, authenticate with and pay for. It wraps API endpoints with an SDK, then returns a self-documenting HTTP 402 response when an unauthenticated request needs payment. The platform is designed for AI-agent-ready applications rather than general-purpose hosted checkout, with web and API availability and integrations including Stripe Link, Stripe Connect, Claude Code, Cursor, Windsurf and MCP.
Its standout capability is the connection between payment discovery, identity and agent controls. tru can process per-request payments, pass verified buyer identity to applications, batch micropayments into sessions and support AI-agent service discovery. A wallet lets users approve charges and define spending rules, while Stripe Connect routes approved charges through connected Stripe accounts. SDKs, APIs and an MCP server integration give development teams multiple ways to connect these functions to agent-facing services.
The published Usage-based plan charges a 0.5% fee on every charge, with no monthly fees and no setup cost. There is no free plan. The verified payment method is cards via Stripe Link, so teams seeking broader payment-method coverage should evaluate whether that fits their buyers. tru is a strong fit for developers building APIs or services where agents need to discover endpoints, authenticate and pay per request. It is less suited to businesses seeking a broad, consumer-facing payment gateway or a traditional checkout-first setup.
tru pros and cons
- Where it wins
- Supports HTTP 402 payment discovery and per-request charges
- Batches micropayments into sessions and applies wallet spending rules
- Connects SDKs, APIs and MCP integrations with Stripe routing
- Where it doesn't
- Charges a 0.5% fee on every charge
- Verified payment support is limited to cards via Stripe Link
- Requires a developer-led API or SDK integration
tru fact sheet, pricing and score →
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