Swish
Swish: A free Swedish mobile wallet for bank-linked P2P, QR and store payments. Ranked #39 of 89 in Mobile Payment Apps by our editors (5.1/10); pricing: Free plan; best for swedish users needing simple bank-linked P2P.
At a glance
- Editor score5.1 / 10
- PricingFree plan
- Best forSwedish users needing simple bank-linked P2P
- Free planYes
- Paid fromFree
- In-store paymentsYes
- Founded2012
- Facts checked25 Oct 2026
Where it wins
- Free private-person transfers linked to a Swedish bank account
- Phone-number payments, payment requests and QR-code options
- Mobile BankID authentication on iOS and Android
Where it doesn't
- Primarily domestic; no international transfers or bill-pay features
- Store payments depend on participating physical stores
- Sending payments requires a smartphone and Mobile BankID activation
Our verdict on Swish
Swish is a Swedish mobile payment service from Getswish AB for private individuals who want to send and receive money through a linked bank account. Users connect a mobile number to a participating Swedish bank account and activate the app with Mobile BankID. The service supports real-time payments between Swish users, receiving payments without a smartphone, payment requests, QR-code transactions and payments at participating physical stores. It runs on iOS and Android as a mobile-only service.
Swish is free for private individuals to send and receive money. Bank-specific terms and eligibility may apply. Its ecosystem centers on Mobile BankID and participating Swedish banks rather than a broad set of third-party integrations. Within the app, users can view payment history, scan a QR code to initiate a payment, or display a personal QR code for receiving money. This makes the service suited to everyday transfers and supported in-store purchases without a paid tier to evaluate.
The scope is primarily domestic: Swish payments are described as domestic, and the service does not provide international transfers or bill-pay features. In-store use also depends on participating physical stores, while support is provided through documentation. Choose Swish if you are in Sweden and need no-cost, bank-linked peer-to-peer payments with QR and BankID authentication. Consider another payment app if international money movement, bill payment, broader integrations or a non-mobile deployment are central requirements.
Your product? Our editors can test Swish in depth and publish a review, labelled as paid · from $149/mo →
Swish pricing
Swish fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| In-store payments | Yes |
| Peer transfers | Yes |
| Bill payment | Not verified |
| QR payments | Yes |
| International transfers | No |
| Mobile platforms | Both |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | Docs |
| Built for | Solo (editorial estimate) |
| Integrations | 2 integrations: Mobile BankID, Participating Swedish banks |
| Pricing | Free plan |
| Website | swish.nu |
| Facts checked | 25 Oct 2026 |
Swish integrations
Swish lists 2 integrations on its own site.
- Mobile BankID
- Participating Swedish banks
Alternatives to Swish
- PhonePeA free iOS and Android app for everyday UPI transfers, QR payments and bills.9.4
- Apple PayA no-cost payment service for Apple devices, with checkout availability depending on merchant and region.9.2
- Weixin PayA free mobile wallet for QR, merchant and supported cross-border payments.9.1
Used Swish? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Swish for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Swish is listed in our Mobile Payment Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/swish-mobile-payment-app/"><img src="https://www.itechguides.com/best/badge/swish-mobile-payment-app.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update