Best Shop Pay Installments Alternatives in 2026
The top Shop Pay Installments alternatives are Stripe Checkout, PayPal Payments and Paddle Checkout: 15 frictionless checkout software our editors would look at instead of Shop Pay Installments, in our ranking order.
Shop Pay Installments: A Shopify checkout option for installments, not a general-purpose checkout platform. Where it falls short: availability is limited to eligible stores in supported countries.
Switching from Shop Pay Installments? For most frictionless checkout software buyers the best Shop Pay Installments alternative is Stripe Checkout, built for teams wanting a full-featured hosted checkout. On a budget, Polar starts at $20/mo. PayPal Payments has a free plan.
Why People Look for a Shop Pay Installments Alternative
- Availability is limited to eligible stores in supported countries
- Does not support multiple currencies or subscription payments
- Merchant transaction fees apply; rates are shown in Shopify admin
- No multi-currency checkout — 1 of the alternatives below has it
Quick Picks by What You Need
- Best overallStripe Checkout9.3
Teams wanting a full-featured hosted checkout
Visit Stripe Checkout - Lowest pricePolar8.0
Paid plans from $20/mo
Visit Polar - Best free optionPayPal Payments9.1
Has a free plan
Visit PayPal Payments - Best for multi-currency checkoutCheckout Page7.8
Multi-currency checkout (Shop Pay Installments: no)
Visit Checkout Page
All 15 Shop Pay Installments Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forTeams wanting a full-featured hosted checkout
- Better than Shop Pay Installments:
- Editor score 9.3 vs 7.8
A full-featured hosted and embedded checkout for one-time and recurring payments.
9.3/10★★★★★Try Stripe Checkout -
Best forMerchants prioritizing broad payment acceptance
- Better than Shop Pay Installments:
- Editor score 9.1 vs 7.8
A broad checkout toolkit for merchants that need many payment methods and channels.
9.1/10★★★★★Visit PayPal -
Best forDigital sellers needing global subscription checkout
- Better than Shop Pay Installments:
- Editor score 9.0 vs 7.8
A merchant-of-record checkout for global one-time and subscription sales.
9.0/10★★★★☆Visit Paddle -
Best forMerchants seeking an integrated commerce platform
- Better than Shop Pay Installments:
- Editor score 8.8 vs 7.8
An integrated commerce suite that combines checkout with store, inventory, fulfillment, and sales channels.
8.8/10★★★★☆Visit Shopify -
Best forLarge businesses needing global payment infrastructure
- Better than Shop Pay Installments:
- Editor score 8.6 vs 7.8
A broad payment platform for businesses operating across markets, with sales-led pricing.
8.6/10★★★★☆Visit Checkout.com -
Best forTeams wanting open-source, self-hosted commerce
- Better than Shop Pay Installments:
- Editor score 8.5 vs 7.8
A flexible, self-hosted checkout foundation with broad commerce features and no core subscription.
8.5/10★★★★☆Visit WooCommerce -
Best forCreators optimizing checkout funnels and upsells
- Better than Shop Pay Installments:
- Editor score 8.4 vs 7.8
A checkout platform built around funnel testing, upsells, and digital sales.
8.4/10★★★★☆Visit ThriveCart -
Best forBusinesses adding flexible checkout to an existing site
- Better than Shop Pay Installments:
- Editor score 8.3 vs 7.8
A hosted checkout layer for adding varied products and subscriptions to an existing site.
8.3/10★★★★☆Visit Foxy -
Best forDigital businesses needing merchant-of-record checkout
- Better than Shop Pay Installments:
- Editor score 8.2 vs 7.8
A broad checkout and billing service for digital sellers operating internationally.
8.2/10★★★★☆Visit FastSpring -
Best forDigital creators seeking no-monthly-fee checkout
- Better than Shop Pay Installments:
- Editor score 8.1 vs 7.8
A hosted checkout for digital sales with no monthly ecommerce charge and a per-transaction fee.
8.1/10★★★★☆Visit Lemon Squeezy -
Best forDevelopers billing subscriptions and usage-based products
- Better than Shop Pay Installments:
- Editor score 8.0 vs 7.8
A developer-focused checkout and billing platform with usage metering, tax handling, and self-hosting.
8.0/10★★★★☆Visit Polar -
Best forCourse sellers focused on checkout conversion
- Better than Shop Pay Installments:
- Editor score 7.9 vs 7.8
A conversion-focused checkout suite for course sellers, with advanced tools at a higher monthly cost.
7.9/10★★★★☆Visit SamCart -
Best forSmall teams selling subscriptions or digital goods
- Better than Shop Pay Installments:
- Multi-currency checkout
A Stripe-based checkout builder with hosted pages, payment links, and subscription tools.
- Multi-currency checkout
7.8/10★★★★☆Visit Checkout Page -
Best forLean sellers wanting low-cost hosted checkout
A hosted store with customizable checkout, upsells, and cart recovery.
7.7/10★★★★☆Visit Cartpanda -
Best forDigital-product sellers needing tax handling
Hosted checkout with tax handling, subscriptions and digital delivery at a per-sale fee.
7.6/10★★★★☆Visit Creem
Shop Pay Installments Alternatives: Common Questions
What is the best alternative to Shop Pay Installments?
Stripe Checkout: #1 in our Frictionless Checkout Software ranking, with an editor score of 9.3 out of 10. A full-featured hosted and embedded checkout for one-time and recurring payments.
Is there a free alternative to Shop Pay Installments?
Yes. PayPal Payments, WooCommerce, Lemon Squeezy, Polar and Checkout Page have a free plan or a free tier (6 of the 15 alternatives on this page).
What is the cheapest paid alternative to Shop Pay Installments?
Of the alternatives here that publish a price, Polar starts lowest, at $20/mo.
Why do people look for Shop Pay Installments alternatives?
Availability is limited to eligible stores in supported countries; Does not support multiple currencies or subscription payments; Merchant transaction fees apply; rates are shown in Shopify admin.
How do I switch from Shop Pay Installments?
Export your data from Shop Pay Installments (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Shop Pay Installments.
How to Switch from Shop Pay Installments
- Export your data from Shop Pay Installments (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Shop Pay Installments.
Shop Pay Installments vs Each Alternative
| # | Tool | Free plan | Paid from | Score |
|---|---|---|---|---|
| 13 | Shop Pay Installments | Yes | Free | 7.8 |
| 1 | Stripe Checkout | No | 9.3 | |
| 2 | PayPal Payments | Yes | 9.1 | |
| 3 | Paddle Checkout | No | 9.0 | |
| 4 | Shopify | No | $29/mo | 8.8 |
| 5 | Checkout.com | No | 8.6 | |
| 6 | WooCommerce | Yes | Free | 8.5 |
| 7 | ThriveCart | No | $37/mo | 8.4 |
| 8 | Foxy | No | $30/mo | 8.3 |
| 9 | FastSpring | No | 8.2 | |
| 10 | Lemon Squeezy | Yes | Free | 8.1 |
| 11 | Polar | Yes | $20/mo | 8.0 |
| 12 | SamCart | No | $710/yr | 7.9 |
| 13 | Checkout Page | Yes | $290/yr | 7.8 |
| 14 | Cartpanda | Yes | 7.7 | |
| 15 | Creem | No | $0.40/unit usage-based | 7.6 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update