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Scalapay

#12 of 26 in Buy Now, Pay Later Platforms

Scalapay: A broad European BNPL platform with plugins, APIs, and omnichannel checkout. Ranked #12 of 26 in Buy Now, Pay Later Platforms by our editors (8.3/10); pricing: Pricing on request; best for european retailers needing broad plugins.

8.3/10Editor score
Scalapay8.3 Visit Scalapay

At a glance

  • Editor score
    8.3 / 10
  • Pricing
    Pricing on request
  • Best for
    European retailers needing broad plugins
  • Checkout channels
    Omnichannel
  • Founded
    2019 · Milan, Italy
  • Facts checked
    19 Sep 2026
Scalapay screenshot
  • Where it wins

    • Supports online checkout, barcode payments, and Pay by Link
    • Offers Pay in 3, Pay in 4, and virtual cards
    • Connects with 17 ecommerce and commerce platforms
  • Where it doesn't

    • Merchant pricing is commission-based per transaction
    • Availability is limited to selected European countries
    • Processes transactions in euros

Our verdict on Scalapay

Scalapay is a buy now, pay later platform for merchants and shoppers, supporting online checkout and physical-store purchases. It suits European retailers that want customers to split eligible purchases into Pay in 3 or Pay in 4 instalments. Merchants can offer barcode payments, Pay by Link, virtual online and offline cards, and scheduled settlement. The service operates across selected European countries and processes transactions in euros.

Its strongest practical advantage is ecosystem coverage. Merchants can integrate through plugins for BigCommerce, JTL 4, LogiCommerce, Mabisy, Magento 1 and 2, OpenCart, nopCommerce, PrestaShop, Ready Pro, Salesforce, SAP Hybris, Shopify, Shopware, Storeden, VTEX, and WooCommerce. API access adds a route for custom implementations, while the web, iOS, and Android platforms support a range of customer and merchant touchpoints. This makes Scalapay a fit for retailers managing multiple storefronts or combining ecommerce with physical locations.

Pricing is based on a commission per transaction, with merchant pricing handled through contact with sales. The published merchant tools include a portal for monitoring sales, transactions, collected amounts, pending payments, and reports. Pay in 3 collects the first payment at purchase, followed by payments after one and two months. Pay in 4 adds a fourth payment after three months. Choose Scalapay if plugin breadth, omnichannel payments, and scheduled instalments are priorities; consider another provider if your business needs coverage beyond the listed European markets or transactions outside euros.

Your product? Our editors can test Scalapay in depth and publish a review, labelled as paid · from $149/mo →

Scalapay pricing

Plans Pricing on request No free plan — trial or paid only. Prices checked 19 Sep 2026.
See plans on scalapay.com

Scalapay fact sheet

Free planNot verified
Paid fromNot verified
Checkout channelsOmnichannel
Repayment termsPay in 3: first payment at purchase, then after 1 and 2 months; Pay in 4: first payment at purchase, then after 1, 2, and 3 months
Merchant platformsBigCommerce, JTL 4, LogiCommerce, Mabisy, Magento 1, Magento 2, OpenCart, nopCommerce, PrestaShop, Ready Pro, Salesforce, SAP Hybris, Shopify, Shopware, Storeden, VTEX, WooCommerce
Merchant settlementScheduled
Consumer regionsAustria, Belgium, Finland, France, Germany, Italy, Netherlands, Portugal, Spain, Mayotte, Réunion, French Guiana, Martinique, Guadeloupe
Merchant dashboardYes
DeploymentCloud, Mobile
PlatformsWeb, iOS, Android
Integrations17 integrations: BigCommerce, JTL 4, LogiCommerce, Mabisy, Magento 1, Magento 2 …
PricingPricing on request
Websitescalapay.com
Facts checked19 Sep 2026

Scalapay integrations

Scalapay lists 17 integrations on its own site.

  • BigCommerce
  • JTL 4
  • LogiCommerce
  • Mabisy
  • Magento 1
  • Magento 2
  • OpenCart
  • nopCommerce
  • PrestaShop
  • Ready Pro
  • Salesforce
  • SAP Hybris
  • Shopify
  • Shopware
  • Storeden
  • VTEX
  • WooCommerce

Alternatives to Scalapay

See all Scalapay alternatives →

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Featured on iTechGuides

Featured on iTechGuides — Scalapay 8.3/10

Scalapay is listed in our Buy Now, Pay Later Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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