Punch Ledger

At a glance

• Editor score
  5.5 / 10
• Pricing
  Free plan
• Best for
  Solo contractors wanting free basic job finance
• Free plan
  Yes
• Paid from
  $29/mo
• Job costing
  Yes
• Facts checked
  20 Oct 2026

• Where it wins

  • Free plan includes basic project tracking and work scheduling
  • Real-time project P&L combines labor, expenses and invoices
  • Paid tiers add reconciliation, payroll management and scheduling tools

• Where it doesn't

  • Payroll tracking does not file taxes or issue W-2s
  • WIP and retainage capabilities are limited
  • Browser-based access may not suit teams needing a native app

Our verdict on Punch Ledger

Punch Ledger is a cloud-based contractor accounting and job-cost tracking platform for solo operators, small firms and growing multi-entity businesses. It connects expenses, labor hours, subcontractor costs, invoices and project budgets to provide project profit-and-loss views. The feature set also covers receipt and document scanning, crew scheduling, payroll tracking, bank reconciliation, vendor analytics, quote approval and project progress updates with photos. Access is provided through a web browser, with mobile web support.

The Free plan includes manual expense and invoice entry, basic project tracking and a work schedule. Starter costs $29 per month and adds receipt and document scanning, unlimited expenses and invoices, project P&L reports and vendor analytics. Pro is $79 per month, adding payroll management, bank reconciliation, MCP integrations, advanced P&L export and priority email support. Business costs $199 per month and adds AI project scheduling, Google Calendar sync, a client portal, material estimating and tracking, API access and a dedicated onboarding call. The published plans show monthly billing, and no trial card is required.

Punch Ledger connects with Gusto, ADP and Google Calendar, while cloud deployment keeps the system focused on browser access. Its job costing and project P&L are a strong fit for contractors who need financial visibility by project, especially when starting on the free plan. Paid tiers suit teams that need scanning, reconciliation, payroll management, analytics or client collaboration. Payroll tracking remains limited to tracking and summaries: Punch Ledger does not file payroll taxes or issue W-2s. Contractors requiring deeper WIP or retainage workflows, or a native mobile application, should consider another platform.

Your product? Our editors can test Punch Ledger in depth and publish a review, labelled as paid · from $149/mo →

Punch Ledger pricing

All 4 Punch Ledger plans and prices →

Punch Ledger fact sheet

Punch Ledger integrations

Punch Ledger lists 3 integrations on its own site.

• Gusto
• ADP
• Google Calendar

Alternatives to Punch Ledger

• SISage Intacct ConstructionEnterprise construction accounting with deep job costing, billing, WIP and consolidation.9.4
• TPTrimble ProContractorA broad accounting and field-management suite for small and mid-size construction firms.9.3
• Trimble Viewpoint VistaA broad construction ERP for contractors needing job-cost, WIP and multi-company control.9.2

See all Punch Ledger alternatives →

Featured on iTechGuides

Punch Ledger is listed in our Contractor Accounting Software directory. Add the badge to your site — it links back to this page.

<a href="https://www.itechguides.com/products/punch-ledger/"><img src="https://www.itechguides.com/best/badge/punch-ledger.svg" alt="Featured on iTechGuides" width="230" height="46"></a>

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 30 Oct 2026 · How we research and update