Best Pocket Risk Alternatives in 2026
The top Pocket Risk alternatives are RightCapital, eMoney Advisor and MoneyGuide: 15 financial planning software our editors would look at instead of Pocket Risk, in our ranking order.
Pocket Risk: A focused risk-profiling platform for advisors, not a complete financial-planning suite. Where it falls short: no cash-flow modeling, tax or insurance planning.
Switching from Pocket Risk? For most financial planning software buyers the best Pocket Risk alternative is RightCapital, built for advisors wanting comprehensive modern planning. On a budget, Voyant starts at $3/mo.
Why People Look for a Pocket Risk Alternative
- No cash-flow modeling, tax or insurance planning
- No scenario analysis for broader financial plans
- Paid product with a 14-day trial rather than a free plan
- No cash-flow modeling — 15 of the alternatives below have it
- No tax planning — 14 of the alternatives below have it
Quick Picks by What You Need
- Best overallRightCapital9.4
Advisors wanting comprehensive modern planning
Visit RightCapital - Lowest priceVoyant8.5
Paid plans from $3/mo
Visit Voyant - Best for cash-flow modelingRightCapital9.4
Cash-flow modeling (Pocket Risk: no)
Visit RightCapital
All 15 Pocket Risk Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Sponsored alternatives to Pocket Risk Sponsored alternative
-
Best forAdvisors wanting comprehensive modern planning
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad advisor platform spanning planning, analysis, collaboration, and client access.
- Insurance planning
- Tax planning
- Client portal
9.4/10★★★★★Visit RightCapital -
Best forFull-service advisory firms
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad planning suite for advisory firms that need client collaboration and analysis.
- Insurance planning
- Tax planning
- Client portal
9.3/10★★★★★Visit eMoney Advisor -
Best forGoal-focused financial planning practices
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad planning suite for advisors managing goals, retirement, tax, insurance, and investment scenarios.
- Insurance planning
- Tax planning
- Client portal
9.2/10★★★★★Visit MoneyGuide -
Best forEnd-to-end advice and practice management
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad advice-practice platform spanning planning, workflows, investments, compliance, and client engagement.
- Insurance planning
- Tax planning
- Client portal
9.1/10★★★★★Visit Iress -
Best forAdvisors needing advanced planning depth
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
Deep advisor planning with retirement, tax, insurance, and Monte Carlo analysis.
- Insurance planning
- Tax planning
- Client portal
9.0/10★★★★☆Visit NaviPlan -
Best forOrion-integrated wealth management teams
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad planning platform for wealth teams centered on the Orion ecosystem.
- Insurance planning
- Tax planning
- Client portal
8.9/10★★★★☆Visit Orion Planning -
Best forUK advisers focused on suitability and investments
- Better than Pocket Risk:
- Cash-flow modeling
- Scenario analysis
- Editor score 8.8 vs 6.3
A broad advice workflow combining cash flow, investments, suitability and client engagement.
- Client portal
- Goal planning
- Investment planning
8.8/10★★★★☆See Dynamic Planner -
Best forEnterprise firms needing auditable planning
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
Enterprise planning with auditable recommendations, scenario analysis and firm-wide oversight.
- Insurance planning
- Tax planning
- Client portal
8.7/10★★★★☆Visit Conquest -
Best forUK advisers needing deep tax and risk analysis
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A deep UK-focused toolkit for tax, risk, cash flow and investment analysis.
- Tax planning
- Goal planning
- Investment planning
8.6/10★★★★☆Visit EValue -
Best forAdvisers needing sophisticated holistic modeling
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
Sophisticated holistic modeling for advisers managing complex financial situations.
- Insurance planning
- Tax planning
- Client portal
8.5/10★★★★☆Visit Voyant -
Best forUK advisers needing cash-flow and integrations
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A broad cash-flow and retirement planning platform with useful adviser integrations.
- Tax planning
- Client portal
- Goal planning
8.4/10★★★★☆Visit FinCalc -
Best forUK advisers prioritizing cash-flow planning
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A cash-flow-led planning suite with tax-aware modelling, stress tests and client tools.
- Insurance planning
- Tax planning
- Client portal
8.3/10★★★★☆Visit FE CashCalc -
Best forAdvisors seeking tax modeling and AI document import
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
Tax modeling, AI document import, and client tools come at an annual-billed price.
- Insurance planning
- Tax planning
- Client portal
8.2/10★★★★☆Try Foundry Planning -
Best forUK advisers focused on cash-flow reviews
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
A UK-focused planning tool with detailed cash-flow, tax and scenario modelling.
- Tax planning
- Client portal
- Investment planning
8.1/10★★★★☆Visit Timeline -
Best forEstablished firms wanting guided planning workflows
- Better than Pocket Risk:
- Cash-flow modeling
- Tax planning
- Scenario analysis
Broad advisor planning workflows with a substantial annual per-user cost.
- Insurance planning
- Tax planning
- Client portal
8.0/10★★★★☆Visit Moneytree
Pocket Risk Alternatives: Common Questions
What is the best alternative to Pocket Risk?
RightCapital: #1 in our Financial Planning Software ranking, with an editor score of 9.4 out of 10. A broad advisor platform spanning planning, analysis, collaboration, and client access.
What is the cheapest paid alternative to Pocket Risk?
Of the alternatives here that publish a price, Voyant starts lowest, at $3/mo.
Why do people look for Pocket Risk alternatives?
No cash-flow modeling, tax or insurance planning; No scenario analysis for broader financial plans; Paid product with a 14-day trial rather than a free plan.
How do I switch from Pocket Risk?
Export your data from Pocket Risk (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Pocket Risk.
How to Switch from Pocket Risk
- Export your data from Pocket Risk (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Pocket Risk.
Pocket Risk vs Each Alternative
| # | Tool | Free plan | Paid from | Cash-flow modeling | Goal planning | Tax planning | Scenario analysis | Score |
|---|---|---|---|---|---|---|---|---|
| 31 | Pocket Risk | No | No | Yes | No | No | 6.3 | |
| 1 | RightCapital | No | $149.95/mo | Yes | Yes | Yes | Yes | 9.4 |
| 2 | eMoney Advisor | Yes | Yes | Yes | Yes | 9.3 | ||
| 3 | MoneyGuide | Yes | Yes | Yes | Yes | 9.2 | ||
| 4 | Xplan | Yes | Yes | Yes | Yes | 9.1 | ||
| 5 | NaviPlan | Yes | Yes | Yes | Yes | 9.0 | ||
| 6 | Orion Planning | Yes | Yes | Yes | Yes | 8.9 | ||
| 7 | Dynamic Planner | No | £8/yr | Yes | Yes | Yes | 8.8 | |
| 8 | Conquest | No | Yes | Yes | Yes | Yes | 8.7 | |
| 9 | EVPro | Yes | Yes | Yes | Yes | 8.6 | ||
| 10 | Voyant | No | $3/mo | Yes | Yes | Yes | Yes | 8.5 |
| 11 | FinCalc | Yes | Yes | Yes | Yes | 8.4 | ||
| 12 | FE CashCalc | No | £75/user/mo | Yes | Yes | Yes | Yes | 8.3 |
| 13 | Foundry Planning | No | $166/mo | Yes | Yes | Yes | Yes | 8.2 |
| 14 | Timeline | No | £142/mo | Yes | Yes | Yes | 8.1 | |
| 15 | Moneytree | No | $1,195/user/yr | Yes | Yes | Yes | Yes | 8.0 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update