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Best Paymentsense Virtual Terminal Alternatives in 2026

#22 of 29 in Virtual Terminal Software

The top Paymentsense Virtual Terminal alternatives are Authorize.net, EBizCharge Virtual Terminal and CoreGateway Virtual Terminal: 15 virtual terminal software our editors would look at instead of Paymentsense Virtual Terminal, in our ranking order.

7.1/10Editor score
Visit Paymentsense
Paymentsense Virtual Terminal7.1 Visit Paymentsense

Paymentsense Virtual Terminal: A low-cost virtual terminal for UK merchants taking remote card payments. Where it falls short: card payments only, with no broader payment-method coverage.

Switching from Paymentsense Virtual Terminal? For most virtual terminal software buyers the best Paymentsense Virtual Terminal alternative is Authorize.net, built for established businesses needing a full virtual terminal. On a budget, Chase Orbital Virtual Terminal starts at $9.95/mo. PayPal Payments has a free plan, which Paymentsense Virtual Terminal does not.

Why People Look for a Paymentsense Virtual Terminal Alternative

  • Card payments only, with no broader payment-method coverage
  • No integrations for connecting the terminal to other business systems
  • Refunds are not verified through the virtual terminal
  • No free plan — 1 of the alternatives below has it

Quick Picks by What You Need

All 15 Paymentsense Virtual Terminal Alternatives, Ranked

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

  1. Authorize.net

    Best forEstablished businesses needing a full virtual terminal

    • Better than Paymentsense Virtual Terminal:
    • Editor score 9.4 vs 7.1

    A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.

    • Recurring payments
    Our Authorize.net verdict → Visit Authorize.net
    9.4/10★★★★★
    Visit Authorize.net
  2. EBizCharge Virtual Terminal

    Best forBusinesses needing invoicing and accounting workflows

    • Better than Paymentsense Virtual Terminal:
    • Editor score 9.2 vs 7.1

    A browser-based payment terminal with invoicing, recurring billing, and accounting integrations.

    • Invoices
    • Customer records
    • Refunds
    Pricing on request Our EBizCharge Virtual Terminal verdict → Visit EBizCharge
    9.2/10★★★★★
    Visit EBizCharge
  3. CoreGateway Virtual Terminal

    Best forTeams needing controls and payment flexibility

    • Better than Paymentsense Virtual Terminal:
    • Editor score 9.0 vs 7.1

    A flexible browser terminal for teams managing card, ACH, recurring, and invoice payments.

    • Invoices
    • Customer records
    • Refunds
    Our CoreGateway Virtual Terminal verdict → Visit CoreGateway
    9.0/10★★★★☆
    Visit CoreGateway
  4. PayJunction Virtual Terminal

    Best forBusinesses needing reporting and workflow integrations

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.9 vs 7.1

    A reporting-focused payment portal with recurring billing, invoices, and broad workflow integrations.

    • Invoices
    • Customer records
    • Refunds
    Our PayJunction Virtual Terminal verdict → Visit PayJunction
    8.9/10★★★★☆
    Visit PayJunction
  5. Helcim

    Best forBusinesses wanting broad omnichannel payments

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.8 vs 7.1

    A broad payment platform combining virtual terminals with online, in-person and bank payments.

    Our Helcim verdict → Visit Helcim
    8.8/10★★★★☆
    Visit Helcim
  6. NMI

    Best forComplex merchants needing broad payment infrastructure

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.7 vs 7.1

    Broad payment infrastructure for complex merchants, with contact-sales pricing.

    • Recurring payments
    Pricing on request Our NMI verdict → Visit NMI
    8.7/10★★★★☆
    Visit NMI
  7. Cybersource

    Best forInternational and marketplace payment operations

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.6 vs 7.1

    A broad payment platform for international, recurring, and marketplace operations.

    • Recurring payments
    Pricing on request Our Cybersource verdict → Visit Cybersource
    8.6/10★★★★☆
    Visit Cybersource
  8. Global Payments

    Best forGlobal omnichannel merchants and developers

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.5 vs 7.1

    A broad payment stack for merchants and developers, with paid pricing and a checkout-led Ecommerce plan.

    • Recurring payments
    Our Global Payments verdict → Try Global Payments
    8.5/10★★★★☆
    Try Global Payments
  9. Chase Orbital Virtual Terminal

    Best forBudget-conscious card-only phone-order processing

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.4 vs 7.1

    A low-cost virtual terminal for card-only phone, mail, and recurring payments.

    • Customer records
    • Refunds
    • Recurring payments
    Our Chase Orbital Virtual Terminal verdict → Visit Chase Orbital
    8.4/10★★★★☆
    Visit Chase Orbital
  10. Moneris Merchant Resource Center

    Best forMerchants needing reconciliation and batch controls

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.3 vs 7.1

    A Moneris-focused virtual terminal with strong reconciliation and batch controls.

    • Customer records
    • Refunds
    • Recurring payments
    Pricing on request Our Moneris Merchant Resource Center verdict → Visit Moneris
    8.3/10★★★★☆
    Visit Moneris
  11. Payline Virtual Terminal

    Best forSmall businesses needing browser and mobile access

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.2 vs 7.1

    A practical virtual terminal for remote payments, with pricing and integrations requiring closer review.

    • Invoices
    • Customer records
    • Refunds
    Pricing on request Our Payline Virtual Terminal verdict → Visit Payline
    8.2/10★★★★☆
    Visit Payline
  12. Redde Virtual Terminal

    Best forBusinesses prioritizing integrations and customer records

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.1 vs 7.1

    A flexible payment terminal for businesses that value integrations and customer records.

    • Invoices
    • Customer records
    • Recurring payments
    Our Redde Virtual Terminal verdict → Visit Redde
    8.1/10★★★★☆
    Visit Redde
  13. Heartland Payments+

    Best forOmnichannel merchants needing terminal and online payments

    • Better than Paymentsense Virtual Terminal:
    • Editor score 8.0 vs 7.1

    A broad payment platform for merchants that need virtual terminal and omnichannel capabilities.

    Our Heartland Payments+ verdict → Visit Heartland
    8.0/10★★★★☆
    Visit Heartland
  14. PayPal Payments

    Best forBusinesses wanting broad payment-method coverage

    • Better than Paymentsense Virtual Terminal:
    • Free plan
    • Editor score 7.9 vs 7.1

    Broad payment coverage with APIs, hosted checkout, links, invoicing, and marketplace support.

    • Recurring payments
    Free plan Our PayPal Payments verdict → Visit PayPal
    7.9/10★★★★☆
    Visit PayPal
  15. SwipeSimple

    Best forMobile-first merchants needing a virtual terminal

    • Better than Paymentsense Virtual Terminal:
    • Editor score 7.8 vs 7.1

    A flexible virtual terminal with mobile payments, invoices, ACH, and recurring billing.

    • Recurring payments
    Our SwipeSimple verdict → Visit SwipeSimple
    7.8/10★★★★☆
    Visit SwipeSimple

Paymentsense Virtual Terminal Alternatives: Common Questions

What is the best alternative to Paymentsense Virtual Terminal?

Authorize.net: #1 in our Virtual Terminal Software ranking, with an editor score of 9.4 out of 10. A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.

Is there a free alternative to Paymentsense Virtual Terminal?

Yes. PayPal Payments has a free plan or a free tier.

What is the cheapest paid alternative to Paymentsense Virtual Terminal?

Of the alternatives here that publish a price, Chase Orbital Virtual Terminal starts lowest, at $9.95/mo.

Why do people look for Paymentsense Virtual Terminal alternatives?

Card payments only, with no broader payment-method coverage; No integrations for connecting the terminal to other business systems; Refunds are not verified through the virtual terminal.

How do I switch from Paymentsense Virtual Terminal?

Export your data from Paymentsense Virtual Terminal (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Paymentsense Virtual Terminal.

How to Switch from Paymentsense Virtual Terminal

  1. Export your data from Paymentsense Virtual Terminal (most tools have an export in their settings).
  2. Sign up for the alternative; start on its free plan or trial if it has one.
  3. Import your export and set up the integrations your team relies on.
  4. Run both side by side for a short while, then cancel Paymentsense Virtual Terminal.

Paymentsense Virtual Terminal vs Each Alternative

#ToolFree planPaid fromRecurring paymentsScore
22Paymentsense Virtual TerminalNo£8.29/moYes7.1
1Authorize.netNo$25/moYes9.4
2EBizCharge Virtual TerminalNoYes9.2
3CoreGateway Virtual TerminalNoYes9.0
4PayJunction Virtual TerminalNoYes8.9
5HelcimNo8.8
6NMIYes8.7
7CybersourceYes8.6
8Global PaymentsNoYes8.5
9Chase Orbital Virtual TerminalNo$9.95/moYes8.4
10Moneris Merchant Resource CenterYes8.3
11Payline Virtual TerminalNoYes8.2
12Redde Virtual TerminalNoYes8.1
13Heartland Payments+8.0
14PayPal PaymentsYesYes7.9
15SwipeSimpleYes7.8

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update