Helcim
Helcim: A broad payment stack for small businesses that need online, in-person, and POS tools. Ranked #25 of 72 in Payment Processing Software by our editors (7.0/10); pricing: Paid; best for small businesses wanting processing plus POS tools.
At a glance
- Editor score7.0 / 10
- PricingPaid
- Best forSmall businesses wanting processing plus POS tools
- Free planNo
- Payment methodsVisa, Mastercard, Discover, American Express, credit cards, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, HSA/FSA cards
- Facts checked20 Sep 2026
Where it wins
- Supports online and in-person cards, ACH, EFT/PAD, and digital wallets
- Combines POS, invoicing, recurring billing, payment links, and virtual terminals
- Offers interchange-plus pricing with automatic volume discounts and no monthly account fee
Where it doesn't
- Recurring payments add 0.4% per transaction
- Designed for businesses in the United States and Canada
- No built-in AI features
Our verdict on Helcim
Helcim is a payment processing platform for small and medium-sized businesses in the United States and Canada. It brings online and in-person card acceptance together with ACH and EFT/PAD processing, hosted payment pages, shareable links, invoices, recurring billing, point-of-sale software, virtual terminals, payment hardware, and mobile POS capabilities. This makes it a fit for businesses that want payment acceptance and day-to-day payment tools in one product, rather than a processor limited to checkout transactions.
Its ecosystem supports several common business workflows. Integrations include QuickBooks Online, Xero, WooCommerce, Zoho Invoice, Jane App, Ava EMR, GoHighLevel, Housecall Pro, Jobber, and Workiz. Businesses can also connect through developer APIs and webhooks, while card vaulting and tokenized payment storage support recurring or repeat transactions. The platform runs across web, Windows, macOS, iOS, Android, and a Chrome extension, giving it coverage for browser-based, desktop, mobile, and API-driven payment flows.
Pricing is transaction-based, with published pricing starting at $0 and no account monthly fee. Helcim uses interchange-plus card processing with automatic volume discounts, while recurring payments add 0.4% per transaction. The payment feature set is broad for small businesses, including Visa, Mastercard, Discover, American Express, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, and HSA/FSA cards, plus multi-currency support and daily payouts. Choose Helcim if you need processing alongside POS, invoicing, subscriptions, or integrations; businesses seeking built-in AI features should consider another option.
Your product? Our editors can test Helcim in depth and publish a review, labelled as paid · from $149/mo →
Helcim pricing
Helcim fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Payment methods | Visa, Mastercard, Discover, American Express, credit cards, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, HSA/FSA cards |
| Recurring billing | Yes |
| Payment links | Yes |
| In-person payments | Yes |
| Multi-currency support | Yes |
| Payout schedule | Daily |
| Deployment | Cloud, Desktop, Mobile, Browser extension |
| Platforms | Web, Windows, macOS, iOS, Android, Chrome extension |
| Compliance & security | PCI DSS, HIPAA, 2FA |
| Support | Email, Phone, Tickets, Docs |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 10 integrations: QuickBooks Online, Xero, WooCommerce, Zoho Invoice, Jane App, Ava EMR … See all → |
| Pricing | Paid (source) |
| Website | helcim.com |
| Facts checked | 20 Sep 2026 |
Helcim integrations
Helcim lists 10 integrations on its own site.
- QuickBooks Online
- Xero
- WooCommerce
- Zoho Invoice
- Jane App
- Ava EMR
- GoHighLevel
- Housecall Pro
- Jobber
- Workiz
Alternatives to Helcim
- Stripe PaymentsA broad payment platform for developers building scalable, multi-channel payment products.9.4
- PayPal PaymentsA broad payment stack with a free entry point and wide market coverage.9.3
- AdyenBroad global payment coverage with transaction-based pricing and extensive platform tools.9.2
Also Ranked In
Helcim is ranked in 6 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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