Paymentsense Virtual Terminal review
A low-cost virtual terminal for UK merchants taking remote card payments.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Paymentsense Virtual Terminal is a browser-based service for businesses that take card payments remotely by phone. It is aimed at small and medium-sized businesses, including taxi firms, retailers, restaurants, pubs, bars and takeaways. Staff enter customer, payment and billing-address details through an online merchant account, then can create and send receipts. The service works on computers, tablets and mobile phones through web, iOS and Android access.
Pricing is structured across three paid monthly plans. Starter costs £8.29 per month, Regular costs £12.45 per month, and Advanced costs £16.62 per month. Each plan is described as a virtual terminal package, with pricing tied to monthly service level and annual transaction volume. The published plan structure gives smaller merchants a low entry price while offering higher tiers for businesses whose service needs or transaction volumes call for a different package. There is no free plan, so the product is designed for businesses ready to pay a recurring service charge.
The feature set focuses on remote card acceptance rather than broader commerce operations. Merchants can configure accepted card types and currencies, choose authorization or sale transaction types, run Address Verification System checks, track transactions online and use tokenized card details for recurring payments. That makes it a practical fit for phone orders and repeat billing, but the card-only scope and lack of integrations limit its role in a wider payment stack. Choose it if you need a focused virtual terminal across browser and mobile devices; consider an alternative if integrated workflows, broader payment methods or verified refunds are central requirements.
Paymentsense Virtual Terminal pros and cons
- Where it wins
- Phone-based card payment entry without a physical card machine
- Recurring payments with tokenized card details and address checks
- Browser, iOS and Android access with receipts and transaction tracking
- Where it doesn't
- Card payments only, with no broader payment-method coverage
- No integrations for connecting the terminal to other business systems
- Refunds are not verified through the virtual terminal
Paymentsense Virtual Terminal fact sheet, pricing and score →
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