Lumin Digital
Lumin Digital: Broad retail and commercial banking software with 200 integrations for financial institutions. Ranked #2 of 15 in Mobile Banking Software by our editors (8.8/10); pricing: Pricing on request; best for banks needing extensive integrations and servicing.
At a glance
- Editor score8.8 / 10
- PricingPricing on request
- Best forBanks needing extensive integrations and servicing
- Free planNo
- Retail bankingYes
- Founded2016 · San Ramon, California, United States
- Facts checked24 Sep 2026
Where it wins
- Supports retail and commercial banking in one platform
- Offers transfers, payments, deposit capture, and card controls
- Provides APIs, SDKs, and more than 200 integration options
Where it doesn't
- Pricing requires contacting sales
- Customer-facing mobile apps are supplied through participating institutions
- Designed for financial institutions, not direct consumer accounts
Our verdict on Lumin Digital
Lumin Digital provides cloud-based online and mobile banking software for banks and credit unions. Its platform covers retail banking dashboards, transaction activity, alerts, self-service account tasks, transfers, P2P payments, bill pay, loan payments, and remote deposit capture. Commercial capabilities include ACH, permissions, transaction limits, and credit card management. Institutions can also configure digital account opening for deposit products and loan applications. Lumin sells to financial institutions, which configure the experience for their customers or members rather than offering consumer deposit accounts directly.
Integration breadth is a central part of the platform. Lumin describes more than 200 third-party integrations available or in development, with named connections including Alacriti, BioCatch, Alloy, Pinwheel, Jack Henry, Velera, and SavvyMoney. APIs and SDKs support programmatic access and third-party extensions. Administrative tools cover alert configuration, account settings, credential management, and secure messaging, while AI-assisted features support campaign audience creation, secure form creation, and FAQ authoring. Deployment options include cloud, mobile, and self-hosted environments, with web, iOS, Android, and API access. The platform also lists SOC 2 compliance.
Pricing follows a contact-sales model, and there is no free plan. That structure suits mid-market and enterprise financial institutions evaluating a configured banking environment, especially those that need both consumer and business servicing. The feature set is broad, but implementation depends on the participating institution’s configuration and connected services. Customer-facing mobile apps are typically supplied through those institutions, and the Android listing is a demo banking app. Organizations seeking a direct-to-consumer deposit account product or publicly posted self-service pricing should consider a different type of provider.
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Lumin Digital pricing
Lumin Digital fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Mobile app platforms | Ios and android |
| Retail banking | Yes |
| Business banking | Yes |
| Card controls | Yes |
| Mobile check deposit | Yes |
| Core integrations | Not verified |
| Deployment | Cloud, Mobile, Self-hosted |
| Platforms | Web, iOS, Android |
| Compliance & security | SOC 2 |
| Support | Email, Phone |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 200+ integrations: Alacriti, BioCatch, Alloy, Constant, Pinwheel, Array … See all → |
| Pricing | Pricing on request |
| Website | lumindigital.com |
| Facts checked | 24 Sep 2026 |
Lumin Digital integrations
Lumin Digital lists 200+ integrations on its own site — the 20 named here are the ones its pages call out.
- Alacriti
- BioCatch
- Alloy
- Constant
- Pinwheel
- Array
- Atomic
- Equipifi
- SavvyMoney
- ID Data Web
- Jack Henry
- Velera
- Spiral
- Larky
- Rego
- Neural Payments
- Advanced Fraud Solutions
- FinGoal
- Fidelity Information Services
- LexisNexis
See all Lumin Digital integrations →
Alternatives to Lumin Digital
- Q2 Digital BankingA broad banking platform spanning mobile experiences, payments, cards, and integrations.8.9
- Tyfone nFiniaConfigurable digital banking with payments, card controls and business tools.8.6
- Banno Digital PlatformA mobile and online banking suite with deposits, payments, card controls, and open integrations.8.5
See all Lumin Digital alternatives →
Lumin Digital vs the competition
- Lumin Digital vs Q2 Digital Banking
- Lumin Digital vs Tyfone nFinia
- Lumin Digital vs Banno Digital Platform
- Lumin Digital vs FIS Digital One
- Lumin Digital vs Malauzai Digital Banking
- Lumin Digital vs Finastra Digital Banking
Compare Lumin Digital with any tool side by side →
Also Ranked In
Lumin Digital is ranked in 2 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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