Lumin Digital vs FIS Digital One

Lumin Digital8.8Visit FDFIS Digital One8.4Visit

Higher score Lumin Digital #2 in Mobile Banking Software 8.8/10 Pricing on request ✓ 4 of 4 features Visit Lumin Digital

vs

FD FIS Digital One #5 in Mobile Banking Software 8.4/10 Pricing on request ✓ 4 of 4 features Visit FIS

• Lumin Digital fits best

  Banks needing extensive integrations and servicing

• FIS Digital One fits best

  Established banks needing broad self-service banking

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Side by side

Feature	Lumin Digital 8.8/10 Visit ↗	FDFIS Digital One 8.4/10 Visit ↗
At a glance
Editor score	8.8	8.4
Ranking	#2 in Mobile Banking Software	#5 in Mobile Banking Software
Best for	Banks needing extensive integrations and servicing	Established banks needing broad self-service banking
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	—	Not checked yet
Free trial	—	—
Deployment	Cloud, Mobile, Self-hosted	Cloud
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone	Tickets
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features Lumin Digital 4/4 · FIS Digital One 4/4
Retail banking	✓	✓
Business banking	✓	✓
Card controls	✓	✓
Mobile check deposit	✓	✓
Specs
Mobile app platforms	Ios and android	Ios and android
Core integrations	Not checked yet	Not checked yet
Our review
Pros	Supports retail and commercial banking in one platform Offers transfers, payments, deposit capture, and card controls Provides APIs, SDKs, and more than 200 integration options	Serves retail, small-business, and commercial banking needs Combines transfers, bill pay, remote deposit, and card controls Offers web and mobile access with APIs for third-party services
Cons	Pricing requires contacting sales Customer-facing mobile apps are supplied through participating institutions Designed for financial institutions, not direct consumer accounts	Pricing requires contacting sales Integration count is not stated Ticket-based support may not suit teams seeking other channels
Our verdict	Lumin Digital provides cloud-based online and mobile banking software for banks and credit unions. Its platform covers retail banking dashboards, transaction activity, alerts, self-service account tasks, transfers, P2P payments, bill pay,… Read the review →	FIS Digital One is a modular digital banking platform for financial institutions serving retail customers, small businesses, and commercial clients. Its web and mobile self-service spans account opening and servicing, transfers, bill pay,… Read the review →

Strengths and trade-offs

• Lumin Digital — where it wins

  • Supports retail and commercial banking in one platform
  • Offers transfers, payments, deposit capture, and card controls
  • Provides APIs, SDKs, and more than 200 integration options

  Where it doesn't

  • Pricing requires contacting sales
  • Customer-facing mobile apps are supplied through participating institutions
  • Designed for financial institutions, not direct consumer accounts

• FIS Digital One — where it wins

  • Serves retail, small-business, and commercial banking needs
  • Combines transfers, bill pay, remote deposit, and card controls
  • Offers web and mobile access with APIs for third-party services

  Where it doesn't

  • Pricing requires contacting sales
  • Integration count is not stated
  • Ticket-based support may not suit teams seeking other channels

• Lumin Digital8.8/10 · Pricing on request

  Broad retail and commercial banking software with 200 integrations for financial institutions.

  Visit Lumin DigitalFull verdict →
• FDFIS Digital One8.4/10 · Pricing on request

  Broad web and mobile self-service banking for banks serving consumers and businesses.

  Visit FISFull verdict →