Katapult
Katapult: A focused lease-to-own option for US ecommerce and in-store checkout. Ranked #17 of 26 in Buy Now, Pay Later Platforms by our editors (7.7/10); pricing: Pricing on request; best for US lease-to-own ecommerce.
At a glance
- Editor score7.7 / 10
- PricingPricing on request
- Best forUS lease-to-own ecommerce
- Checkout channelsOmnichannel
- Founded2012 · Atlanta, Georgia
- Facts checked19 Sep 2026

Where it wins
- Supports online and in-store checkout financing
- Connects with Magento, Shopify, WooCommerce, and Salesforce Commerce Cloud
- Offers real-time approvals and next-day merchant settlement
Where it doesn't
- Merchant pricing uses a contact-sales model
- Consumer availability covers 46 states and the District of Columbia
- Lease-to-own schedules may not suit every BNPL use case
Our verdict on Katapult
Katapult is a lease-to-own payment platform for merchants serving consumers who may not qualify for traditional financing. It supports online checkout financing and in-store checkout through a web-based merchant portal. Consumers can use scheduled payments for durable goods such as furniture, electronics, appliances, and automotive products, with options to purchase or return items during the lease term. Its consumer coverage includes 46 US states and the District of Columbia, while merchants can access the platform through the web or API.
For ecommerce teams, Katapult offers several routes into the existing commerce stack. Direct API integration supports a custom implementation, while plugins and extensions connect with Magento, Shopify, WooCommerce, and Salesforce Commerce Cloud. The merchant portal adds lease management, order funding, delivery-date tracking, and visibility into lease activity. Checkout is omnichannel, and payment schedules can be weekly, bi-weekly, semi-monthly, or monthly, giving merchants multiple repayment structures to present to eligible consumers.
Katapult’s focus is narrower than a general-purpose payment platform: it is built around lease-to-own financing rather than a broad set of BNPL structures. Merchant pricing follows a contact-sales model, so teams evaluating costs will need to engage with the company directly. The platform may suit businesses that want lease financing across online and in-store channels, real-time approval decisions, and next-day merchant settlement. It is less suitable for merchants seeking a simple fixed-price subscription, broader consumer-region coverage, or a payment product without a lease-to-own model.
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Katapult pricing
Katapult fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Checkout channels | Omnichannel |
| Repayment terms | weekly, bi-weekly, semi-monthly, or monthly |
| Merchant platforms | Magento, Shopify, WooCommerce, Salesforce Commerce Cloud |
| Merchant settlement | Next day |
| Consumer regions | United States: 46 states and the District of Columbia |
| Merchant dashboard | Yes |
| Deployment | Cloud |
| Platforms | Web |
| Integrations | 4 integrations: Magento, Shopify, WooCommerce, Salesforce Commerce Cloud |
| Pricing | Pricing on request |
| Website | katapult.com |
| Facts checked | 19 Sep 2026 |
Katapult integrations
Katapult lists 4 integrations on its own site.
- Magento
- Shopify
- WooCommerce
- Salesforce Commerce Cloud
Alternatives to Katapult
- KlarnaA broad omnichannel BNPL option with contract-based pricing and country-dependent availability.9.4
- AffirmA flexible BNPL option for merchants needing online, in-store, and longer-term financing.9.3
- AfterpayAn omnichannel BNPL platform with flexible repayment terms and merchant reporting.9.2
See all Katapult alternatives →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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