Inter
Inter: A free digital account with Pix, cards and a broad range of investment options. Ranked #14 of 23 in Digital Banking Apps in Brazil by our editors (7.9/10); pricing: Free plan; best for A free account with extensive investment options.
At a glance
- Editor score7.9 / 10
- PricingFree plan
- Best forA free account with extensive investment options
- Free planYes
- Paid fromNone
- Pix transfersYes
- Facts checked4 Oct 2026
Where it wins
- Free digital account with Pix transfers and payments
- Access to fixed-income products, funds and stock trading
- Supports Apple Pay, Google Wallet and Samsung Pay
Where it doesn't
- Credit-card functionality depends on approval and an approved limit
- Its broad banking and shopping features may be more than a basic-account user needs
- Designed around Brazilian banking services such as Pix
Our verdict on Inter
Inter brings everyday banking and investment features together in a digital account from Banco Inter S.A., a Brazilian provider headquartered in Belo Horizonte. The account is aimed at people who want Pix, card access and investment options in one service, with apps for iOS and Android as well as web access. The vendor describes account opening and maintenance, transfers and card annual fees as free for its digital account. A debit card can be physical or virtual; credit-card functionality depends on approval and an approved limit. Inter also offers accounts and services for businesses and minors, though this listing focuses on the personal account.
Investment breadth is a notable part of the offer. Customers can access a savings account and fixed-income products including CDB, LCI/LCA and Tesouro Direto, as well as investment funds and stock trading through Home Broker. That makes Inter relevant to people seeking more than payment and balance-management tools in a banking app. Its wider service mix also includes loans and financing, insurance, and shopping with cashback. Optional products and transactions are distinct from the free recurring account fee, so the free account should not be read as a claim that every service has no charge.
For daily payments, the account supports Pix and bank transfers, and the card can be used with Apple Pay, Google Wallet and Samsung Pay. Phone and chat support are available, with support listed as available around the clock. The trade-off is that Inter combines banking, investments, borrowing and shopping features rather than concentrating on a basic account alone; someone who wants only a simple place to receive and send money may find that breadth unnecessary. The credit function is also conditional, so people specifically seeking guaranteed access to credit should not treat the account as a promise of approval. Inter is a fit for people who value a free core account and investment choice within a Brazilian digital banking service.
Inter pricing
Inter fact sheet
| Free plan | Yes |
|---|---|
| Paid from | None |
| Pix transfers | Yes |
| Debit card | Yes |
| Credit card | Yes |
| Savings options | Multiple |
| Overdraft | Yes |
| Mobile platforms | Both |
| Deployment | Cloud, Mobile |
| Platforms | iOS, Android, Web |
| Support | Phone, Live chat · 24/7 |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 3 integrations: Apple Pay, Google Wallet, Samsung Pay |
| Pricing | Free plan (source) |
| Website | inter.co |
| Facts checked | 4 Oct 2026 |
Inter integrations
Inter lists 3 integrations on its own site.
- Apple Pay
- Google Wallet
- Samsung Pay
Alternatives to Inter
- NubankA free mobile account for everyday banking and savings goals, with credit subject to approval.9.3
- BTG Pactual BankingA free mobile account pairs everyday payments with cards, yield and eligibility-based credit.9.2
- Banco do Brasil Conta DigitalA free digital account with Pix, banking tools, cards and investments.9.1
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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