Best IncomePro Alternatives in 2026
The top IncomePro alternatives are Boldin, Fidelity Planning & Guidance Center and MaxiFi: 15 retirement planning software our editors would look at instead of IncomePro, in our ranking order.
IncomePro: Detailed retirement-income, tax, and Medicare projections, starting at $99 per month. Where it falls short: starter is limited to 25 clients.
Switching from IncomePro? For most retirement planning software buyers the best IncomePro alternative is Boldin, built for households building and comparing retirement plans.
Why People Look for an IncomePro Alternative
- Starter is limited to 25 clients
- Professional is required for the Apex AI assistant and white-label branding
- New subscriptions require a 12-month commitment despite monthly billing
- No free plan — 10 of the alternatives below have it
Quick Picks by What You Need
- Best overallBoldin9.4
Households building and comparing retirement plans
Visit Boldin - Best free optionBoldin9.4
Has a free plan (IncomePro has none)
Visit Boldin
All 15 IncomePro Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forHouseholds building and comparing retirement plans
- Better than IncomePro:
- Free plan
- Editor score 9.4 vs 7.9
A guided retirement plan with detailed projections, plus a free tier to get started.
- Social Security modeling
9.4/10★★★★★Visit Boldin -
Best forFidelity customers wanting free, connected planning
- Better than IncomePro:
- Free plan
- Editor score 9.3 vs 7.9
A free planner with tax, Social Security, withdrawal and what-if analysis.
- Social Security modeling
9.3/10★★★★★Visit Fidelity -
Best forMulti-platform users wanting deep annual planning
- Better than IncomePro:
- Editor score 9.2 vs 7.9
Deep lifetime and retirement planning across web, desktop, and mobile for an annual fee.
- Social Security modeling
9.2/10★★★★★Visit MaxiFi -
Best forVisual planners wanting free scenario analysis
- Better than IncomePro:
- Free plan
- Editor score 9.0 vs 7.9
A visual retirement planner with free projections and paid tax, withdrawal, and scenario tools.
- Social Security modeling
9.0/10★★★★☆Visit ProjectionLab -
Best forU.S. households wanting a low-cost one-time purchase
- Better than IncomePro:
- Editor score 8.9 vs 7.9
A one-time Excel planner for year-by-year retirement, tax, and Social Security modeling.
- Social Security modeling
8.9/10★★★★☆Visit The Planner -
Best forUsers wanting detailed free Monte Carlo planning
- Better than IncomePro:
- Free plan
- Editor score 8.8 vs 7.9
A free retirement planner with detailed inputs, withdrawal controls, and 10,000 modeled life cycles.
- Social Security modeling
8.8/10★★★★☆Visit site -
Best forFree users wanting detailed tax and Social Security models
- Better than IncomePro:
- Free plan
- Editor score 8.7 vs 7.9
A free, open-source browser tool for detailed retirement and tax scenario modeling.
- Social Security modeling
8.7/10★★★★☆Visit RetireGolden -
Best forCanadian households needing tax-specific planning
- Better than IncomePro:
- Free plan
- Editor score 8.6 vs 7.9
Detailed Canadian retirement projections, tax modeling, and scenarios at no cost.
8.6/10★★★★☆Visit RetireePlan -
Best forOpen-source users needing broad household modeling
- Better than IncomePro:
- Free plan
- Editor score 8.5 vs 7.9
Broad household retirement modeling without a subscription or account sync.
- Social Security modeling
8.5/10★★★★☆Visit driftcurve -
Best forPeople comparing linked accounts and detailed tax scenarios
- Better than IncomePro:
- Editor score 8.4 vs 7.9
Detailed retirement projections and tax scenarios, starting at $229 per year.
- Social Security modeling
8.4/10★★★★☆Visit WealthTrace -
Best forBudget-focused users seeking full retirement planning
- Better than IncomePro:
- Free plan
- Editor score 8.3 vs 7.9
A web-based retirement planner with a free tier and broad paid planning tools.
- Social Security modeling
8.3/10★★★★☆Visit site -
Best forT. Rowe Price customers wanting free planning
- Better than IncomePro:
- Free plan
- Editor score 8.2 vs 7.9
A free web planner with detailed retirement projections and T. Rowe Price account importing.
- Social Security modeling
8.2/10★★★★☆Visit T. Rowe Price -
Best forFree users modeling taxes, annuities, and debt
- Better than IncomePro:
- Free plan
- Editor score 8.1 vs 7.9
Detailed retirement and tax modeling for Excel users who do not need account sync.
- Social Security modeling
8.1/10★★★★☆Visit Retireator -
Best forAdvisors optimizing withdrawal strategies
- Better than IncomePro:
- Editor score 8.0 vs 7.9
A withdrawal-planning tool for advisors coordinating taxes, investments and income.
- Social Security modeling
8.0/10★★★★☆Visit Income Solver -
Best forAdvisors needing client-ready retirement analysis
A web-based planning tool for advisor-led retirement income analysis and client reports.
- Social Security modeling
7.8/10★★★★☆Visit Covisum
IncomePro Alternatives: Common Questions
What is the best alternative to IncomePro?
Boldin: #1 in our Retirement Planning Software ranking, with an editor score of 9.4 out of 10. A guided retirement plan with detailed projections, plus a free tier to get started.
Is there a free alternative to IncomePro?
Yes. Boldin, Fidelity Planning & Guidance Center, ProjectionLab, Flexible Retirement Planner and RetireGolden have a free plan or a free tier (10 of the 15 alternatives on this page).
Why do people look for IncomePro alternatives?
Starter is limited to 25 clients; Professional is required for the Apex AI assistant and white-label branding; New subscriptions require a 12-month commitment despite monthly billing.
How do I switch from IncomePro?
Export your data from IncomePro (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel IncomePro.
How to Switch from IncomePro
- Export your data from IncomePro (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel IncomePro.
IncomePro vs Each Alternative
| # | Tool | Free plan | Paid from | Income projection | Savings growth projection | Withdrawal planning | Tax modeling | Scenario analysis | Score |
|---|---|---|---|---|---|---|---|---|---|
| 15 | IncomePro | No | $99/mo | Yes | Yes | Yes | Detailed | Yes | 7.9 |
| 1 | Boldin | Yes | $144/yr | Yes | Yes | Yes | Detailed | Yes | 9.4 |
| 2 | Fidelity Planning & Guidance Center | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 9.3 |
| 3 | MaxiFi | No | $109/yr | Yes | Yes | Yes | Detailed | Yes | 9.2 |
| 4 | ProjectionLab | Yes | $129/yr | Yes | Yes | Yes | Detailed | Yes | 9.0 |
| 5 | The Complete Retirement Planner | No | $89.99 one-time | Yes | Yes | Yes | Detailed | Yes | 8.9 |
| 6 | Flexible Retirement Planner | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.8 |
| 7 | RetireGolden | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.7 |
| 8 | RetireePlan | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.6 |
| 9 | driftcurve | Yes | Free | Yes | Yes | Yes | Basic | Yes | 8.5 |
| 10 | WealthTrace | No | $229/yr | Yes | Yes | Yes | Detailed | Yes | 8.4 |
| 11 | Retirement Budget Calculator | Yes | $95/yr | Yes | Yes | Yes | Detailed | Yes | 8.3 |
| 12 | T. Rowe Price Retirement Income Calculator | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.2 |
| 13 | Retireator | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.1 |
| 14 | Income Solver | No | Yes | Yes | Yes | Detailed | Yes | 8.0 | |
| 15 | Covisum Income InSight | No | $1,400/yr | Yes | Yes | Yes | Yes | 7.8 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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