Boldin
Retirement planning for income, taxes, savings, and scenarios
At a glance
- Editor score9.6 / 10
- PricingFree plan · paid from $144/yr · 14-day trial
- Best forHouseholds building and comparing retirement plans
- Free planYes
- Tax modelingDetailed
- Facts checked19 Sep 2026
Where it wins
- Models income, expenses, Social Security, taxes, and withdrawals
- PlannerPlus adds Roth conversions, tax projections, and Monte Carlo analysis
- Links account balances through Plaid, MX, or Finicity
Where it doesn't
- PlannerPlus costs $144 per year after a 14-day free trial
- Account linking syncs balances read-only
- Available on web
Our verdict on Boldin
Boldin is web-based retirement planning software for individuals and households who want to build a personalized long-term plan. It projects retirement income and expenses, savings and net worth, and models Social Security, taxes, withdrawals, and real estate. Users can explore what-if scenarios, compare Social Security claiming ages, and ask AI-powered questions about a plan. Its scope suits households looking for guided, detailed projections rather than a narrowly focused calculator.
The free Basic plan includes personalized plan building, planning answers, what-if scenarios, and limited Boldin AI. PlannerPlus costs $144 per year, billed annually, and is advertised with a 14-day free trial. It adds advanced tax projections, linked accounts, a Roth conversion explorer, multiple scenarios with comparison, Monte Carlo analysis, and detailed budgeting and income planning. The paid tier is most relevant to households that want to examine tax effects and compare more complex planning choices; those who need only initial projections can start with Basic.
Account linking is available through Plaid, MX, and Finicity, and synchronizes financial-account balances on a read-only basis. That can keep plan inputs aligned with account balances, but it does not provide write access. Beyond syncing, Boldin covers several interconnected retirement questions—withdrawal-order customization, federal and state tax projections, Social Security strategies, and Roth conversions—alongside education, coaching, and optional CFP professional services. Choose it if you want a broad retirement-planning workspace with scenario analysis; consider another option if you need financial-account transactions or a platform beyond the web.
Boldin pricing
All 2 Boldin plans and prices →
Boldin fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Income projection | Yes |
| Savings growth projection | Yes |
| Withdrawal planning | Yes |
| Tax modeling | Detailed |
| Social Security modeling | Yes |
| Scenario analysis | Yes |
| Account synchronization | Read_only |
| Free trial | 14 days |
| Deployment | Cloud |
| Platforms | Web |
| Integrations | 3 integrations: Plaid, MX, Finicity |
| Pricing | Free plan · paid from $144/yr · 14-day trial (source) |
| Website | boldin.com |
| Facts checked | 19 Sep 2026 |
Boldin integrations
Boldin lists 3 integrations on its own site.
- Plaid
- MX
- Finicity
Alternatives to Boldin
- Fidelity Planning & Guidance CenterA free planner with tax, Social Security, withdrawal and what-if analysis.8.6
- MaxiFiDeep lifetime and retirement planning across web, desktop, and mobile for an annual fee.7.4
- ProjectionLabA visual retirement planner with free projections and paid tax, withdrawal, and scenario tools.9.6
Boldin vs the competition
- Boldin vs Fidelity Planning & Guidance Center
- Boldin vs MaxiFi
- Boldin vs ProjectionLab
- Boldin vs The Complete Retirement Planner
- Boldin vs Flexible Retirement Planner
- Boldin vs RetireGolden
Compare Boldin with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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