Boldin vs MaxiFi

Boldin9.4Visit MaxiFi9.2Visit

Higher score Boldin #1 in Retirement Planning Software 9.4/10 Free plan · 14-day trial Free planFree trial✓ 5 of 5 features Visit Boldin

vs

MaxiFi #3 in Retirement Planning Software 9.2/10 Paid ✓ 5 of 5 features Visit MaxiFi

• Boldin fits best

  Households building and comparing retirement plans

• MaxiFi fits best

  Multi-platform users wanting deep annual planning

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Side by side

Feature	Boldin 9.4/10 Visit ↗	MaxiFi 9.2/10 Visit ↗
At a glance
Editor score	9.4	9.2
Ranking	#1 in Retirement Planning Software	#3 in Retirement Planning Software
Best for	Households building and comparing retirement plans	Multi-platform users wanting deep annual planning
Pricing model	Free plan + paid	Paid
Starting price	$144/yr	$109/yr
Free plan	✓ (best)	—
Free trial	14 days	—
Deployment	Cloud	Cloud, Desktop, Mobile
Platforms	Web	Web, Windows, macOS, Linux, iOS, Android
Features Boldin 5/5 · MaxiFi 5/5
Income projection	✓	✓
Savings growth projection	✓	✓
Withdrawal planning	✓	✓
Social Security modeling	✓	✓
Scenario analysis	✓	✓
Specs
Tax modeling	Detailed	Detailed
Account synchronization	Read_only	Not checked yet
Our review
Pros	Models income, expenses, Social Security, taxes, and withdrawals PlannerPlus adds Roth conversions, tax projections, and Monte Carlo analysis Links account balances through Plaid, MX, or Finicity	Projects lifetime income, spending, savings, withdrawals, taxes, and benefits Optimizes Social Security timing and retirement-account withdrawals Supports scenario analysis, Roth conversions, and Monte Carlo risk analysis
Cons	PlannerPlus costs $144 per year after a 14-day free trial Account linking syncs balances read-only Available on web	There is no free plan Living Standard Monte Carlo and Roth optimization require Premium Annual Flight Check Service and expert support require Premium Plus
Our verdict	Boldin is web-based retirement planning software for individuals and households who want to build a personalized long-term plan. It projects retirement income and expenses, savings and net worth, and models Social Security, taxes,… Read the review →	MaxiFi builds lifetime financial plans from household earnings, assets, retirement accounts, pensions, Social Security, taxes, housing costs, and other receipts and expenses. It is aimed at households and financial planners who want to… Read the review →

Strengths and trade-offs

• Boldin — where it wins

  • Models income, expenses, Social Security, taxes, and withdrawals
  • PlannerPlus adds Roth conversions, tax projections, and Monte Carlo analysis
  • Links account balances through Plaid, MX, or Finicity

  Where it doesn't

  • PlannerPlus costs $144 per year after a 14-day free trial
  • Account linking syncs balances read-only
  • Available on web

• MaxiFi — where it wins

  • Projects lifetime income, spending, savings, withdrawals, taxes, and benefits
  • Optimizes Social Security timing and retirement-account withdrawals
  • Supports scenario analysis, Roth conversions, and Monte Carlo risk analysis

  Where it doesn't

  • There is no free plan
  • Living Standard Monte Carlo and Roth optimization require Premium
  • Annual Flight Check Service and expert support require Premium Plus

• Boldin9.4/10 · Free plan · 14-day trial

  A guided retirement plan with detailed projections, plus a free tier to get started.

  Visit BoldinFull verdict →
• MaxiFi9.2/10 · Paid

  Deep lifetime and retirement planning across web, desktop, and mobile for an annual fee.

  Visit MaxiFiFull verdict →