IncomePro review
Detailed retirement-income, tax, and Medicare projections, starting at $99 per month.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
IncomePro is a web-based retirement income planning platform from Apex Wealth for financial advisors and RIAs working with retirees and pre-retirees. It creates retirement income allocation plans and year-by-year projections across Social Security, pensions, annuities, safe assets, real estate, and portfolio distributions. Advisors can compare bull, bear, extreme bull, and extreme bear scenarios, then review projected income, taxes, Medicare costs, and net income over time. It is aimed at advisors who need detailed tax and Medicare outputs alongside income planning, rather than a basic savings-growth calculator.
Tax and Medicare modeling are central strengths. IncomePro projects federal tax brackets and marginal rates, looks up Medicare IRMAA tiers, and calculates Part B and Part D premiums. Portfolio accumulation tracking and scenario analysis add context to those outputs, while year-by-year views help connect assumptions with the resulting income and costs. Client-ready PDF reports and slide decks are available; the Professional plan specifies auto-generated versions. The published feature list does not describe account synchronization, so advisors looking for connected account data should compare alternatives before choosing it.
According to the vendor's pricing page, Starter costs $99 per month and supports up to 25 clients, all four market scenarios, tax and IRMAA projections, and email support. Professional costs $199 per month and adds unlimited clients, the Apex AI planning assistant, white-label branding, auto-generated PDF reports and slide decks, and priority support. Enterprise includes unlimited advisors, custom integrations, dedicated support, an SLA, and compliance, but its price is not specified here. A 7-day free trial is offered, and new subscriptions carry a 12-month annual commitment despite monthly billing. IncomePro fits advisors who will use its detailed tax and Medicare projections; those needing account synchronization or avoiding an annual commitment should consider alternatives.
IncomePro pros and cons
- Where it wins
- Projects income across Social Security, pensions, annuities, and other assets
- Models federal tax brackets, IRMAA tiers, and Medicare Part B and Part D premiums
- Provides year-by-year breakdowns and client-ready reports
- Where it doesn't
- Starter is limited to 25 clients
- Professional is required for the Apex AI assistant and white-label branding
- New subscriptions require a 12-month commitment despite monthly billing
IncomePro fact sheet, pricing and score →
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