Immediate
Immediate: A broad EWA toolkit for employers that need payroll, time, and payout flexibility. Ranked #4 of 16 in Earned Wage Access Software by our editors (8.8/10); pricing: Free; best for employers prioritizing integration breadth.
At a glance
- Editor score8.8 / 10
- PricingFree
- Best forEmployers prioritizing integration breadth
- Paid fromFree
- Employee mobile appYes
- Founded2019 · Birmingham, Alabama, United States
- Facts checked20 Sep 2026
Where it wins
- Connects with major payroll, HR, time, POS, and restaurant systems
- Combines EWA, guardrails, off-cycle payments, tips, and pay cards
- Offers bank, debit-card, ACH, and fee-free payout options
Where it doesn't
- Employee transfer costs vary by payout method
- Access depends on employer-configured eligibility guardrails
- Its broad feature set may exceed the needs of simple EWA programs
Our verdict on Immediate
Immediate is an earned wage access and financial wellness platform for employers and their workforces. Eligible employees can view earned wages in the ImmediatePay mobile app and transfer funds between paydays. The product supports web, iOS, and Android, with earnings sourced from timesheets and connections to payroll, time-tracking, and point-of-sale systems. Employers can also offer cashless tips, employee pay cards, off-cycle payments, financial coaching, and financial education while maintaining their existing payroll schedule.
The integration footprint is a central strength. Immediate lists connections for ADP Workforce Now, APS, Asure - Evolution, BambooHR, isolved, Paychex, Paycor, Paylocity, PrismHR, TriNet, UKG Pro, QuickBooks, Toast, SAP, and Restaurant365. That gives employers across payroll, hospitality, and workforce-management environments several potential paths to fit the service into existing operations. Employer-configured access guardrails add control over how earned wages become available, while bank-account transfers, debit-card transfers, next-day ACH, and fee-free payout options give employees multiple delivery choices.
Immediate states that its employer offering is free, while employee transfer costs vary by payout method. That structure may suit employers seeking to add EWA without an employer subscription, but payout economics should be reviewed alongside the desired transfer methods. The product is a strong fit for organizations that want EWA combined with broader pay and financial-wellness tools, especially when their payroll or POS system appears in the integration list. Employers seeking only a basic wage-advance workflow may prefer a narrower product with fewer adjacent capabilities.
Your product? Our editors can test Immediate in depth and publish a review, labelled as paid · from $149/mo →
Immediate pricing
Immediate fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Free |
| Employee mobile app | Yes |
| Instant wage transfer | Yes |
| Payroll integration | Yes |
| Timesheet integration | Yes |
| Earnings data source | Timesheet |
| Transfer methods | Not verified |
| Eligibility rules | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Live chat, Phone |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 15 integrations: ADP Workforce Now, APS, Asure - Evolution, BambooHR, isolved, Paychex … See all → |
| Pricing | Free |
| Website | joinimmediate.com |
| Facts checked | 20 Sep 2026 |
Immediate integrations
Immediate lists 15 integrations on its own site.
- ADP Workforce Now
- APS
- Asure - Evolution
- BambooHR
- isolved
- Paychex
- Paycor
- Paylocity
- PrismHR
- TriNet
- UKG Pro
- QuickBooks
- Toast
- SAP
- Restaurant365
See all Immediate integrations →
Alternatives to Immediate
- PayactivA broad EWA platform combining wage access, payroll integrations, and financial tools.9.4
- DailyPayA broad earned wage access platform for employers needing payroll integrations and transfer choice.9.2
- TapcheckA free, full-featured EWA platform with broad payroll, timekeeping, and payout support.9.0
See all Immediate alternatives →
Immediate vs the competition
- Immediate vs Payactiv
- Immediate vs DailyPay
- Immediate vs Tapcheck
- Immediate vs Rain
- Immediate vs Hastee
- Immediate vs Instant Financial
Compare Immediate with any tool side by side →
Used Immediate? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Immediate for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Immediate is listed in our Earned Wage Access Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/immediate/"><img src="https://www.itechguides.com/best/badge/immediate.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update