Immediate

Free#4 of 16 in Earned Wage Access Software

Earned wage access and flexible pay tools for employees

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At a glance

Editor score
Not yet scored
Pricing
Free
Best for
Employers prioritizing integration breadth
Paid from
None
Employee mobile app
Yes
Founded
2019 · Birmingham, Alabama, United States
Facts checked
20 Sep 2026

Where it wins
- Connects with major payroll, HR, time, POS, and restaurant systems
- Combines EWA, guardrails, off-cycle payments, tips, and pay cards
- Offers bank, debit-card, ACH, and fee-free payout options
Where it doesn't
- Employee transfer costs vary by payout method
- Access depends on employer-configured eligibility guardrails
- Its broad feature set may exceed the needs of simple EWA programs

Our verdict on Immediate

Immediate is an earned wage access and financial wellness platform for employers and their workforces. Eligible employees can view earned wages in the ImmediatePay mobile app and transfer funds between paydays. The product supports web, iOS, and Android, with earnings sourced from timesheets and connections to payroll, time-tracking, and point-of-sale systems. Employers can also offer cashless tips, employee pay cards, off-cycle payments, financial coaching, and financial education while maintaining their existing payroll schedule.

The integration footprint is a central strength. Immediate lists connections for ADP Workforce Now, APS, Asure - Evolution, BambooHR, isolved, Paychex, Paycor, Paylocity, PrismHR, TriNet, UKG Pro, QuickBooks, Toast, SAP, and Restaurant365. That gives employers across payroll, hospitality, and workforce-management environments several potential paths to fit the service into existing operations. Employer-configured access guardrails add control over how earned wages become available, while bank-account transfers, debit-card transfers, next-day ACH, and fee-free payout options give employees multiple delivery choices.

Immediate states that its employer offering is free, while employee transfer costs vary by payout method. That structure may suit employers seeking to add EWA without an employer subscription, but payout economics should be reviewed alongside the desired transfer methods. The product is a strong fit for organizations that want EWA combined with broader pay and financial-wellness tools, especially when their payroll or POS system appears in the integration list. Employers seeking only a basic wage-advance workflow may prefer a narrower product with fewer adjacent capabilities.

Immediate pricing

Plans FreeFree Free to use — no paid tier required for the core job.

See plans on joinimmediate.com

Immediate fact sheet

Free plan	Not verified
Paid from	None
Employee mobile app	Yes
Instant wage transfer	Yes
Payroll integration	Yes
Timesheet integration	Yes
Earnings data source	Timesheet
Transfer methods	Not verified
Eligibility rules	Yes
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Support	Email, Live chat, Phone
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Integrations	15 integrations: ADP Workforce Now, APS, Asure - Evolution, BambooHR, isolved, Paychex … See all →
Pricing	Free
Website	joinimmediate.com
Facts checked	20 Sep 2026

Immediate integrations

Immediate lists 15 integrations on its own site.

ADP Workforce Now
APS
Asure - Evolution
BambooHR
isolved
Paychex
Paycor
Paylocity
PrismHR
TriNet
UKG Pro
QuickBooks
Toast
SAP
Restaurant365

See all Immediate integrations →

Alternatives to Immediate

See all Immediate alternatives →

Immediate vs the competition

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Immediate for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

Immediate is listed in our Earned Wage Access Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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