Guac
Automatic savings tools for building and managing personal savings goals.
At a glance
- Editor scoreNot yet scored
- PricingFree plan
- Best forFree goal saving with checking sync
- Free planYes
- Card roundupsNo
- Facts checked20 Sep 2026
Where it wins
- Free savings goals for specific targets
- Automated savings rules and spending-based auto-tips
- Web, iOS and Android access with checking synchronization
Where it doesn't
- No round-up saving feature
- Transfers and withdrawals require manual action
- Checking accounts are the listed integration
Our verdict on Guac
Guac is a personal savings application for consumers who want to organize money around defined goals. It connects with a checking account and supports savings goals for specific targets, allowing users to move funds between goals and checking. Its savings rules can automate contributions, while auto-tip saving uses spending activity to set money aside. Guac is available on the web, iOS and Android, making it suitable for people who want goal-based saving across mobile and browser access.
The free version is the clearest starting point. It includes goal-based saving, checking synchronization, savings rules, transfers between goals and checking, and a statement view for savings and transfers. Guac also advertises a one-month premium trial. The product includes marketplace cashback opportunities and side-hustle opportunities, extending beyond its core savings tools. Buyers comparing automated savings apps should view Guac as a free-first option rather than a product centered on a broad paid-tier structure.
Guac’s strongest fit is its combination of custom savings rules, auto-tip saving and checking connectivity. Users can create specific targets and direct money toward them, while the connected checking account provides the account relationship behind the workflow. The trade-off is limited automation depth: round-up saving is not included, and the withdrawal method is manual. Checking accounts are the listed integration, so consumers seeking a wider financial-account ecosystem or more automated withdrawal and transfer behavior should consider alternatives. Guac suits users who want straightforward, goal-oriented saving with checking sync; it is less suitable for those prioritizing round-ups or fully scheduled money movement.
Guac pricing
Guac fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Card roundups | No |
| Scheduled transfers | Not verified |
| Custom savings rules | Yes |
| Savings goal limit | Not verified |
| Interest on savings | Not verified |
| Withdrawal method | Manual |
| Supported platforms | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Phone, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 1 integrations: Checking accounts |
| Pricing | Free plan |
| Website | guacapp.com |
| Facts checked | 20 Sep 2026 |
Guac integrations
Guac lists 1 integrations on its own site.
- Checking accounts
Alternatives to Guac
- PlumA broad savings and investing app with free automation and tiered upgrades.9.8
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.8.0
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.—
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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