FundThrough
FundThrough: Select eligible invoices for advances, with accounting links and collections support. Ranked #4 of 29 in Invoice Financing Software by our editors (7.4/10); pricing: Free plan; best for SMEs seeking flexible factoring and accounting links.
At a glance
- Editor score7.4 / 10
- PricingFree plan
- Best forSMEs seeking flexible factoring and accounting links
- Free planYes
- Maximum advance rate100 %
- Founded2014 · Toronto, Canada
- Facts checked29 Sep 2026
Where it wins
- Choose individual eligible invoices to fund
- Connects with six listed accounting systems
- Offers optional accounts-receivable collections support
Where it doesn't
- Funding is limited to eligible invoices
- Advances are reduced by financing fees
- Rates depend on company and customer eligibility
Our verdict on FundThrough
FundThrough is an online invoice-factoring and receivables-finance service for businesses, particularly B2B companies and government contractors in the United States and Canada. Businesses can connect accounting systems or upload invoices, select eligible receivables, and receive advances in a linked bank account. Its focus is working capital tied to invoices rather than general-purpose business lending, making it relevant to small and mid-market businesses with eligible receivables to finance.
The product’s funding model allows businesses to choose individual invoices rather than commit all receivables. FundThrough advertises advances of up to 100% of invoice value minus fees, with unlimited funding based on eligible invoices. The published fee range is 1.9%–2.9% per 30 days; these are financing charges, not software subscription prices, and rates depend on company and customer eligibility. A free plan is also listed. Buyers should compare the fee against the value of receiving funds before invoice due dates and confirm eligibility for their own invoices.
Accounting synchronization is available for QuickBooks Online, QuickBooks Desktop, Xero, Sage, NetSuite, and OpenInvoice. The service also offers AI-assisted funding decisions, direct bank deposits, and optional accounts-receivable collections support. Those features suit teams looking to connect invoice records with funding and collections workflows. FundThrough is a stronger fit for businesses whose cash-flow needs center on eligible invoices and whose accounting software is among the listed integrations; companies seeking financing unrelated to receivables should consider a different type of product.
FundThrough pricing
FundThrough fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Maximum advance rate | 100 % |
| Funding speed | 1_2_days |
| Financing model | Factoring |
| Recourse terms | Not verified |
| Fee structure | Percentage |
| Minimum invoice amount | Not verified |
| Accounting integrations | QuickBooks Online; QuickBooks Desktop; Xero; Sage; NetSuite; OpenInvoice |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Live chat, Phone, Docs |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 6 integrations: QuickBooks Online, QuickBooks Desktop, Xero, Sage, NetSuite, OpenInvoice |
| Pricing | Free plan (source) |
| Website | fundthrough.com |
| Facts checked | 29 Sep 2026 |
FundThrough integrations
FundThrough lists 6 integrations on its own site.
- QuickBooks Online
- QuickBooks Desktop
- Xero
- Sage
- NetSuite
- OpenInvoice
Alternatives to FundThrough
- CommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
- HSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
- HSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7
See all FundThrough alternatives →
FundThrough vs the competition
- FundThrough vs CommBank Stream Working Capital
- FundThrough vs HSBC Supply Chain Finance
- FundThrough vs HSBC TradeCash
- FundThrough vs Fundbox Invoice Financing
- FundThrough vs Factris
- FundThrough vs altLINE
Compare FundThrough with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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