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Head-to-head · Invoice Financing Software

FundThrough vs Factris

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score FundThrough #4 in Invoice Financing Software 7.4/10 Free plan Free plan Visit FundThrough
Factris #6 in Invoice Financing Software 6.9/10 Pricing on request Visit Factris

FundThrough leads on 2 checks, Factris on 0, and 0 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreFundThrough · 7.4/10
  • Free planonly FundThrough

FundThrough scores higher on our rubric for invoice financing software: 7.4 against 6.9 out of 10; our editors rank them #4 and #6.

FundThrough offers free plan; Factris doesn't. FundThrough leads on maximum advance rate: 100 % versus 90 %.

FundThrough is the better fit for SMEs seeking flexible factoring and accounting links. Factris is the better fit for businesses seeking selective factoring with insurance.

  • FundThrough fits best

    SMEs seeking flexible factoring and accounting links

  • Factris fits best

    Businesses seeking selective factoring with insurance

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature FundThrough 7.4/10 Visit ↗ Factris 6.9/10 Visit ↗
At a glance
Editor score 7.4 6.9
Ranking #4 in Invoice Financing Software #6 in Invoice Financing Software
Best for SMEs seeking flexible factoring and accounting links Businesses seeking selective factoring with insurance
Pricing model Free plan + paid Paid
Starting price Not published Not published
Free plan ✓ (best) —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email, Live chat, Phone, Docs Email, Phone
Built for Small business, Mid-market Small business, Mid-market
Specs
Maximum advance rate 100 % (best) 90 %
Funding speed 1_2_days 1_2_days
Financing model Factoring Factoring
Recourse terms Not published Not published
Fee structure Percentage Percentage
Minimum invoice amount Not published 0 $
Accounting integrations QuickBooks Online; QuickBooks Desktop; Xero; Sage; NetSuite; OpenInvoice Not published
Our review
Pros
  • Choose individual eligible invoices to fund
  • Connects with six listed accounting systems
  • Offers optional accounts-receivable collections support
  • Advances of up to 90% on selected unpaid invoices
  • Trade credit insurance and buyer risk monitoring included
  • Collections and portfolio monitoring through the FAB platform
Cons
  • Funding is limited to eligible invoices
  • Advances are reduced by financing fees
  • Rates depend on company and customer eligibility
  • Fees and funding terms require a tailored sales quote
  • Web and cloud delivery may not suit native-app requirements
  • Focus on established B2B businesses limits broader use cases
Our verdict

FundThrough is an online invoice-factoring and receivables-finance service for businesses, particularly B2B companies and government contractors in the United States and Canada. Businesses can connect accounting systems or upload invoices,…

Read the review →

Factris provides invoice factoring and working-capital financing for established B2B businesses across Europe, with a focus on small and mid-market companies. Customers submit eligible unpaid invoices through the FAB platform and can…

Read the review →
  1. FundThroughInvoice Financing Software 7.4Free plan
  2. FactrisInvoice Financing Software 6.9Pricing on request

Strengths and trade-offs

  • FundThrough — where it wins

    • Choose individual eligible invoices to fund
    • Connects with six listed accounting systems
    • Offers optional accounts-receivable collections support

    Where it doesn't

    • Funding is limited to eligible invoices
    • Advances are reduced by financing fees
    • Rates depend on company and customer eligibility

  • Factris — where it wins

    • Advances of up to 90% on selected unpaid invoices
    • Trade credit insurance and buyer risk monitoring included
    • Collections and portfolio monitoring through the FAB platform

    Where it doesn't

    • Fees and funding terms require a tailored sales quote
    • Web and cloud delivery may not suit native-app requirements
    • Focus on established B2B businesses limits broader use cases

More comparisons

All invoice financing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update