Factris
Factris: Selective invoice factoring with up to 90% advances, insurance, and debtor management. Ranked #6 of 29 in Invoice Financing Software by our editors (6.9/10); pricing: Pricing on request; best for businesses seeking selective factoring with insurance.
At a glance
- Editor score6.9 / 10
- PricingPricing on request
- Best forBusinesses seeking selective factoring with insurance
- Free planNo
- Maximum advance rate90 %
- Founded2017 · Amsterdam, Netherlands
- Facts checked29 Sep 2026
Where it wins
- Advances of up to 90% on selected unpaid invoices
- Trade credit insurance and buyer risk monitoring included
- Collections and portfolio monitoring through the FAB platform
Where it doesn't
- Fees and funding terms require a tailored sales quote
- Web and cloud delivery may not suit native-app requirements
- Focus on established B2B businesses limits broader use cases
Our verdict on Factris
Factris provides invoice factoring and working-capital financing for established B2B businesses across Europe, with a focus on small and mid-market companies. Customers submit eligible unpaid invoices through the FAB platform and can receive an advance of up to 90% of invoice value. Factris takes ownership of financed invoices, manages collections, and provides portfolio visibility. Selective financing lets a business choose invoices rather than commit its entire receivables book.
Pricing is arranged through a tailored quote rather than a published subscription plan. Factris sets the financing terms and percentage-based fees according to business and invoice characteristics, including receivables volume, invoice size, industry, buyer creditworthiness, and payment terms. The published funding description indicates a 1–2-day timeframe. The FAB platform supports invoice submission, payment-status monitoring, and portfolio information, while buyer credit-risk assessment, debtor monitoring, and receivables collection extend the service beyond a basic advance.
Trade credit insurance is included with the factoring service, adding protection around buyer payment risk. Factris also provides debtor management and support through email and phone, with cloud deployment and GDPR compliance. This combination suits companies that want working capital plus outsourced collections and risk oversight. It is less suitable for organizations seeking a conventional software subscription, native mobile or desktop applications, or financing outside established B2B invoicing. Businesses that prefer to retain ownership and manage collections internally should also compare alternatives to factoring.
Factris pricing
Factris fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Maximum advance rate | 90 % |
| Funding speed | 1_2_days |
| Financing model | Factoring |
| Recourse terms | Not verified |
| Fee structure | Percentage |
| Minimum invoice amount | 0 $ |
| Accounting integrations | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | GDPR |
| Support | Email, Phone |
| Built for | Small business, Mid-market (editorial estimate) |
| Pricing | Pricing on request |
| Website | factris.com |
| Facts checked | 29 Sep 2026 |
Alternatives to Factris
- CommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
- HSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
- HSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7
See all Factris alternatives →
Factris vs the competition
- Factris vs CommBank Stream Working Capital
- Factris vs HSBC Supply Chain Finance
- Factris vs HSBC TradeCash
- Factris vs FundThrough
- Factris vs Fundbox Invoice Financing
- Factris vs altLINE
Compare Factris with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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