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Finoya

Freemium#21 of 29 in Cash Flow Management Software

Finoya: A focused cash flow platform with broad accounting integrations and advisor tools. Ranked #21 of 29 in Cash Flow Management Software by our editors (7.2/10); pricing: Free plan · 7-day trial; best for advisors managing multiple client businesses.

7.2/10Editor score
Finoya7.2 Visit Finoya

At a glance

  • Editor score
    7.2 / 10
  • Pricing
    Free plan · 7-day trial
  • Best for
    Advisors managing multiple client businesses
  • Free plan
    Yes
  • Paid from
    $39/unit/mo
  • Cash position view
    Yes
  • Facts checked
    20 Sep 2026
Finoya screenshot
  • Where it wins

    • 30-, 60-, and 90-day cash flow forecasting
    • Multi-client dashboard with per-client reports and auto-sync
    • Integrates with 15 accounting platforms
  • Where it doesn't

    • Advisor pricing starts at $39 per client per month
    • Accounting-platform synchronization uses read-only access
    • Available on the web only

Our verdict on Finoya

Finoya is a web-based cash flow management platform for small businesses, accountants, and fractional CFOs. It connects with accounting platforms, synchronizes financial data, monitors cash flow health, and provides forecasting, scenario planning, invoice and bill tracking, and KPI monitoring. Its Noya AI financial assistant answers questions and provides recommendations based on connected accounting data. Advisors can manage multiple client businesses from a centralized dashboard, making the product particularly suited to practices overseeing several accounts.

The published plans show a free Business plan with AI CFO (Noya), a Cash Flow Health Score, cash flow forecasting, scenario planning, Sales Performance Insights, and a Monthly Report. The Advisor plan costs $39 per client per month when billed monthly and adds all core Finoya features per client, a multi-client dashboard, unlimited AI usage, a Monthly Report per client, weekly auto-sync per client, and volume discounts for larger practices. Finoya also advertises a seven-day free trial flow, while the Business plan is presented as free access for sign-ups before Sep 30, 2026.

Integration breadth is a major part of Finoya’s fit. The platform supports QuickBooks, Xero, Sage, MYOB, FreshBooks, Zoho Books, Clear Books, Microsoft Dynamics, Tally, Wave, Mekari Jurnal, Wafeq, Odoo, Oracle NetSuite, and Qoyod. Its forecasting covers 30-, 60-, and 90-day periods, while scenario planning addresses income, expenses, payroll, hiring, and pricing decisions. Businesses wanting accounting-connected cash flow visibility should consider Finoya’s Business plan; advisors managing multiple client accounts should look at Advisor. It is less suitable for teams requiring a non-web platform or workflows beyond accounting-platform synchronization.

Your product? Our editors can test Finoya in depth and publish a review, labelled as paid · from $149/mo →

Finoya pricing

Plans Free plan · 7-day trialFreemium A usable free plan; paid tiers unlock the limits above. Prices checked 20 Sep 2026.
See plans on finoya.ai

All 2 Finoya plans and prices →

Finoya fact sheet

Free planYes
Paid from$39/unit/mo
Bank synchronizationNot verified
Cash position viewYes
Inflow/outflow trackingYes
Bank connection limitNot verified
Multi-entity supportNot verified
Scenario planningYes
Free trial7 days · no card needed
DeploymentCloud
PlatformsWeb
SupportEmail, Live chat, Docs
Built forSmall business, Mid-market (editorial estimate)
Integrations20+ integrations: QuickBooks, Xero, Sage, MYOB, FreshBooks, Zoho Books … See all →
PricingFree plan · 7-day trial (source)
Websitefinoya.ai
Facts checked20 Sep 2026

Finoya integrations

Finoya lists 20+ integrations on its own site — the 17 named here are the ones its pages call out.

  • QuickBooks
  • Xero
  • Sage
  • MYOB
  • FreshBooks
  • Zoho Books
  • Clear Books
  • Microsoft Dynamics
  • Tally
  • Wave
  • Mekari Jurnal
  • Wafeq
  • Odoo
  • Oracle NetSuite
  • Qoyod
  • KashFlow
  • FreeAgent

See all Finoya integrations →

Alternatives to Finoya

See all Finoya alternatives →

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Featured on iTechGuides

Featured on iTechGuides — Finoya 7.2/10

Finoya is listed in our Cash Flow Management Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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