Digio
Digio: A mobile account for everyday Pix, payments and transfers, with yield varying by product. Ranked #21 of 23 in Digital Banking Apps in Brazil by our editors (7.2/10); pricing: Free plan; best for pix transfers and bill payments with salary portability.
At a glance
- Editor score7.2 / 10
- PricingFree plan
- Best forPix transfers and bill payments with salary portability
- Free planYes
- Pix transfersYes
- Facts checked4 Oct 2026
Where it wins
- Send and receive Pix, including through registered Pix keys
- Pay bills and boletos from the account balance
- Port salary and withdraw cash at Banco24Horas ATMs
Where it doesn't
- Automatic balance yield is suspended for Digio Classic customers
- No overdraft facility
- Account-maintenance fee details vary across published materials
Our verdict on Digio
Digio is a mobile digital account from Banco Digio S.A. for people in Brazil who want Pix, transfers and routine payments in one app. Available on iOS and Android, it supports receiving Pix through registered keys, transfers between Digio accounts and to other banks, and payments for bills and boletos from the balance. Customers can add money through Pix, TED transfers or an in-app boleto, and can arrange salary portability. The account also supports cash withdrawals at Banco24Horas ATMs and automatic payment of Digio credit-card bills from the account balance.
For day-to-day banking, the feature set covers several common ways to move money without centering on overdraft borrowing. Pix handles transfers and payments, while TED and boleto provide additional deposit routes. Salary portability can route income to the account; bill payment and automatic Digio credit-card payment offer ways to use that balance. Withdrawals require access to a Banco24Horas ATM. The listed account features do not establish debit-card access, so customers who specifically need a debit card should verify that point before choosing Digio.
Balance yield depends on the Digio product: according to the help page, automatic yield applies to Digio One customers and is suspended for Digio Classic customers. That distinction matters for anyone choosing the account for savings rather than primarily for payments. Digio fits customers looking for mobile Pix, bill payments, salary portability and cash access, especially if its credit-card bill payment is useful. It is a weaker fit for someone whose decision depends on an overdraft or on automatic balance yield being available across customer products.
Digio pricing
Digio fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Pix transfers | Yes |
| Debit card | Not verified |
| Credit card | Yes |
| Savings options | Account_balance |
| Overdraft | No |
| Mobile platforms | Both |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | Live chat, Phone, Email, Docs · 24/7 |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan |
| Website | digio.com.br |
| Facts checked | 4 Oct 2026 |
Alternatives to Digio
- NubankA free mobile account for everyday banking and savings goals, with credit subject to approval.9.3
- BTG Pactual BankingA free mobile account pairs everyday payments with cards, yield and eligibility-based credit.9.2
- Banco do Brasil Conta DigitalA free digital account with Pix, banking tools, cards and investments.9.1
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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