DecisionGenius
DecisionGenius: Risk analysis, document checks, and conditions with underwriter review and LOS write-back. Ranked #6 of 30 in AI Loan Underwriting Software by our editors (7.8/10); pricing: Pricing on request; best for mortgage teams using Encompass or MeridianLink.
At a glance
- Editor score7.8 / 10
- PricingPricing on request
- Best forMortgage teams using Encompass or MeridianLink
- Borrower document analysisYes
- Facts checked14 Nov 2026
Where it wins
- Analyzes credit, income, assets, and collateral against lender rules
- Links conditions to guidelines, data, and source documents
- Writes conditions and results to Encompass or MeridianLink Mortgage
Where it doesn't
- Pricing requires a sales conversation
- Supports conventional and FHA workflows; other products need configuration
- DecisionGenius is focused on mortgage underwriting
Our verdict on DecisionGenius
DecisionGenius is Indecomm’s AI-powered underwriting system for mortgage lenders, mortgage insurance companies, and credit unions. It evaluates credit, income, assets, and collateral using loan data, third-party data, FHA/HUD rules, investor guidance, and lender-specific rules. Its workbench presents file status, risk findings, and conditions for underwriter review, making it a fit for mid-market and enterprise mortgage teams that want automated analysis while retaining human oversight.
The workflow extends beyond risk analysis: DecisionGenius extracts, validates, and cross-references borrower documents and data, creates organized conditions lists, and flags conditions that are satisfied. Findings can be traced to guidelines, data, and source documents, with decision history and a digital audit trail. These capabilities help teams review how a recommendation was formed and track loan-file components. The system supports conventional and FHA workflows, and the vendor says other loan products can be configured.
Integration fit is clearest for teams using Encompass or MeridianLink Mortgage: DecisionGenius can write conditions and results back to the loan origination system. Pricing is based on contacting sales, and the product page directs prospective customers to request a demo. Choose it if your mortgage operation needs document validation, condition management, risk analysis, and LOS-connected review across conventional or FHA files. Teams seeking a broadly applicable underwriting product beyond mortgage lending, or those requiring a published self-serve price, should compare alternatives.
Your product? Our editors can test DecisionGenius in depth and publish a review, labelled as paid · from $149/mo →
DecisionGenius pricing
DecisionGenius fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Borrower document analysis | Yes |
| Automated decisioning | Yes |
| Mortgage underwriting | Yes |
| Application risk assessment | Yes |
| Decision explanations | Yes |
| Human review workflow | Yes |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: Encompass, MeridianLink Mortgage |
| Pricing | Pricing on request |
| Website | indecomm.com |
| Facts checked | 14 Nov 2026 |
DecisionGenius integrations
DecisionGenius lists 2 integrations on its own site.
- Encompass
- MeridianLink Mortgage
Alternatives to DecisionGenius
- ICE Mortgage AnalyzersMortgage-focused document analysis with rule results and exceptions for underwriter review.9.1
- Infosys Agentic AI Mortgage Underwriting SolutionMortgage decisioning spans document checks, risk analysis, recommendations, and human review.8.8
- nCino Commercial LendingA cloud workflow for C&I and CRE lending, from application intake through portfolio monitoring.8.5
See all DecisionGenius alternatives →
DecisionGenius vs the competition
- DecisionGenius vs ICE Mortgage Analyzers
- DecisionGenius vs Infosys Agentic AI Mortgage Underwriting Solution
- DecisionGenius vs nCino Commercial Lending
- DecisionGenius vs Tinman AI Platform
- DecisionGenius vs Candor Loan Engineering System
- DecisionGenius vs Friday Harbor
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
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