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Head-to-head · AI Loan Underwriting Software

Infosys Agentic AI Mortgage Underwriting Solution vs DecisionGenius

  • Updated Nov 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Infosys Agentic AI Mortgage Underwriting Solution #2 in AI Loan Underwriting Software 8.8/10 Pricing on request ✓ 6 of 6 features Request a demo
DecisionGenius #6 in AI Loan Underwriting Software 7.8/10 Pricing on request ✓ 6 of 6 features Request a demo

Infosys Agentic AI Mortgage Underwriting Solution leads on 0 checks, DecisionGenius on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreInfosys Agentic AI Mortgage Underwriting Solution · 8.8/10

Infosys Agentic AI Mortgage Underwriting Solution scores higher on our rubric for ai loan underwriting software: 8.8 against 7.8 out of 10; our editors rank them #2 and #6.

Infosys Agentic AI Mortgage Underwriting Solution is the better fit for lenders seeking end-to-end mortgage decisioning. DecisionGenius is the better fit for mortgage teams using Encompass or MeridianLink.

  • Infosys Agentic AI Mortgage Underwriting Solution fits best

    Lenders seeking end-to-end mortgage decisioning

  • DecisionGenius fits best

    Mortgage teams using Encompass or MeridianLink

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Side by side

Feature Infosys Agentic AI Mortgage Underwriting Solution 8.8/10 Visit ↗ DecisionGenius 7.8/10 Visit ↗
At a glance
Editor score 8.8 7.8
Ranking #2 in AI Loan Underwriting Software #6 in AI Loan Underwriting Software
Best for Lenders seeking end-to-end mortgage decisioning Mortgage teams using Encompass or MeridianLink
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet Not checked yet
Free trial — —
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Infosys Agentic AI Mortgage Underwriting Solution 6/6 · DecisionGenius 6/6
Borrower document analysis ✓ ✓
Automated decisioning ✓ ✓
Mortgage underwriting ✓ ✓
Application risk assessment ✓ ✓
Decision explanations ✓ ✓
Human review workflow ✓ ✓
Our review
Pros
  • Coordinates intake, document parsing, verification, and risk analysis.
  • Produces approve, refer, or decline recommendations with reasoning summaries.
  • Supports underwriter review of exceptions and final decisions.
  • Analyzes credit, income, assets, and collateral against lender rules
  • Links conditions to guidelines, data, and source documents
  • Writes conditions and results to Encompass or MeridianLink Mortgage
Cons
  • Pricing is available through sales rather than published plans.
  • The solution is focused on mortgage underwriting.
  • Prospective customers must request a demo to explore the offering.
  • Pricing requires a sales conversation
  • Supports conventional and FHA workflows; other products need configuration
  • DecisionGenius is focused on mortgage underwriting
Our verdict

Infosys Agentic AI Mortgage Underwriting Solution coordinates AI agents across mortgage application intake, document processing, credit analysis, verification, compliance checks, and risk assessment. It is aimed at mortgage lenders and…

Read the review →

DecisionGenius is Indecomm’s AI-powered underwriting system for mortgage lenders, mortgage insurance companies, and credit unions. It evaluates credit, income, assets, and collateral using loan data, third-party data, FHA/HUD rules,…

Read the review →
  1. Infosys Agentic AI Mortgage Underwriting SolutionAI Loan Underwriting Software 8.8Pricing on request
  2. DecisionGeniusAI Loan Underwriting Software 7.8Pricing on request

Strengths and trade-offs

  • Infosys Agentic AI Mortgage Underwriting Solution — where it wins

    • Coordinates intake, document parsing, verification, and risk analysis.
    • Produces approve, refer, or decline recommendations with reasoning summaries.
    • Supports underwriter review of exceptions and final decisions.

    Where it doesn't

    • Pricing is available through sales rather than published plans.
    • The solution is focused on mortgage underwriting.
    • Prospective customers must request a demo to explore the offering.

  • DecisionGenius — where it wins

    • Analyzes credit, income, assets, and collateral against lender rules
    • Links conditions to guidelines, data, and source documents
    • Writes conditions and results to Encompass or MeridianLink Mortgage

    Where it doesn't

    • Pricing requires a sales conversation
    • Supports conventional and FHA workflows; other products need configuration
    • DecisionGenius is focused on mortgage underwriting
  • Infosys Agentic AI Mortgage Underwriting Solution8.8/10 · Pricing on request

    Mortgage decisioning spans document checks, risk analysis, recommendations, and human review.

    Request a demoFull verdict →
  • DecisionGenius7.8/10 · Pricing on request

    Risk analysis, document checks, and conditions with underwriter review and LOS write-back.

    Request a demoFull verdict →

More comparisons

All AI loan underwriting software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update