Credit Risk
Credit Risk: A web-based credit workflow covering onboarding, scoring, book management and collections. Ranked #19 of 26 in Credit Management Software by our editors (6.6/10); pricing: Pricing on request; best for south African teams needing bureau and collections tools.
At a glance
- Editor score6.6 / 10
- PricingPricing on request
- Best forSouth African teams needing bureau and collections tools
- Free planNo
- Risk scoringYes
- Facts checked20 Sep 2026
Where it wins
- Covers onboarding, signatures, vetting, scoring and document handling
- Adds book age analysis, follow-up diaries and pre-legal collections
- Offers API access, role management and TransUnion and Inoxico connectivity
Where it doesn't
- No verified credit limit controls or review workflows
- Integrations are limited to TransUnion and Inoxico
- Monthly subscription amounts are handled through contact sales
Our verdict on Credit Risk
Credit Risk is a web-based trade credit management platform for businesses that sell on credit. It brings customer onboarding, customizable applications, digital signatures, document handling and FICA-compliant application vetting into one workflow. Credit teams can access bureau reports and risk scoring, manage credit books with age analysis and segmentation, track follow-ups through diaries, and handle pre-legal collections, default listings and image AFS analysis. Its scope suits South African trade creditors that need both application-stage assessment and ongoing account management.
Pricing is organized into three packages. Express includes usage-billed bureau reports and default listings, pre-legal collections, and online support and documentation. Comprehensive adds a 250-account limit and R30 per image AFS analysis while retaining the other listed services. Enterprise includes R30 per image AFS analysis, usage-billed bureau reports and default listings, pre-legal collections, online support and documentation, plus custom application builds quoted by scope. The published plans show monthly subscription fees alongside usage-based charges, with pricing handled through contact sales.
Credit Risk runs on the web and provides API access, user role management, reporting tools, configurable applications and a document centre. Its listed ecosystem connections are TransUnion and Inoxico, giving the product a focused bureau integration profile rather than a broad connector marketplace. It does not provide verified credit limit controls, review workflows or ERP connectors in the listed positioning. Choose Credit Risk if bureau access, risk scoring, account-book analysis and collections belong in the same trade-credit workflow. Teams requiring wider integrations, ERP connectivity or defined limit and review controls should consider an alternative.
Credit Risk pricing
All 3 Credit Risk plans and prices →
Credit Risk fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Application workflow | Yes |
| Credit limit controls | Not verified |
| Exposure monitoring | Yes |
| Risk scoring | Yes |
| Review workflows | Not verified |
| ERP/accounting connectors | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: TransUnion, Inoxico |
| Pricing | Pricing on request (source) |
| Website | creditrisk.co.za |
| Facts checked | 20 Sep 2026 |
Credit Risk integrations
Credit Risk lists 2 integrations on its own site.
- TransUnion
- Inoxico
Alternatives to Credit Risk
- Moody’s Trade CreditA broad credit operations suite for teams managing applications, exposure, risk, and collections.9.2
- Esker Credit ManagementA broad credit control suite for enterprises managing risk, limits, approvals, and orders.8.8
- Onguard CreditManagerA broad credit and receivables platform for mature finance operations.8.6
See all Credit Risk alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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