Credit Risk review
A web-based credit workflow covering onboarding, scoring, book management and collections.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Credit Risk is a web-based trade credit management platform for businesses that sell on credit. It brings customer onboarding, customizable applications, digital signatures, document handling and FICA-compliant application vetting into one workflow. Credit teams can access bureau reports and risk scoring, manage credit books with age analysis and segmentation, track follow-ups through diaries, and handle pre-legal collections, default listings and image AFS analysis. Its scope suits South African trade creditors that need both application-stage assessment and ongoing account management.
Pricing is organized into three packages. Express includes usage-billed bureau reports and default listings, pre-legal collections, and online support and documentation. Comprehensive adds a 250-account limit and R30 per image AFS analysis while retaining the other listed services. Enterprise includes R30 per image AFS analysis, usage-billed bureau reports and default listings, pre-legal collections, online support and documentation, plus custom application builds quoted by scope. The published plans show monthly subscription fees alongside usage-based charges, with pricing handled through contact sales.
Credit Risk runs on the web and provides API access, user role management, reporting tools, configurable applications and a document centre. Its listed ecosystem connections are TransUnion and Inoxico, giving the product a focused bureau integration profile rather than a broad connector marketplace. It does not provide verified credit limit controls, review workflows or ERP connectors in the listed positioning. Choose Credit Risk if bureau access, risk scoring, account-book analysis and collections belong in the same trade-credit workflow. Teams requiring wider integrations, ERP connectivity or defined limit and review controls should consider an alternative.
Credit Risk pros and cons
- Where it wins
- Covers onboarding, signatures, vetting, scoring and document handling
- Adds book age analysis, follow-up diaries and pre-legal collections
- Offers API access, role management and TransUnion and Inoxico connectivity
- Where it doesn't
- No verified credit limit controls or review workflows
- Integrations are limited to TransUnion and Inoxico
- Monthly subscription amounts are handled through contact sales
Credit Risk fact sheet, pricing and score →
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