Best Chase Orbital Virtual Terminal Alternatives in 2026
The top Chase Orbital Virtual Terminal alternatives are Authorize.net, EBizCharge Virtual Terminal and CoreGateway Virtual Terminal: 15 virtual terminal software our editors would look at instead of Chase Orbital Virtual Terminal, in our ranking order.
Chase Orbital Virtual Terminal: A low-cost virtual terminal for card-only phone, mail, and recurring payments. Where it falls short: accepts cards only, with no ACH payment option.
Switching from Chase Orbital Virtual Terminal? For most virtual terminal software buyers the best Chase Orbital Virtual Terminal alternative is Authorize.net, built for established businesses needing a full virtual terminal. PayPal Payments has a free plan, which Chase Orbital Virtual Terminal does not.
Why People Look for a Chase Orbital Virtual Terminal Alternative
- Accepts cards only, with no ACH payment option
- Requires an active Chase merchant account
- Offers browser access without listed third-party integrations
- No free plan — 1 of the alternatives below has it
Quick Picks by What You Need
- Best overallAuthorize.net9.4
Established businesses needing a full virtual terminal
Visit Authorize.net - Lowest priceAuthorize.net9.4
Paid plans from $25/mo
Visit Authorize.net - Best free optionPayPal Payments7.9
Has a free plan (Chase Orbital Virtual Terminal has none)
Visit PayPal Payments
All 15 Chase Orbital Virtual Terminal Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forEstablished businesses needing a full virtual terminal
- Better than Chase Orbital Virtual Terminal:
- Editor score 9.4 vs 8.4
A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.
- Recurring payments
9.4/10★★★★★Visit Authorize.net -
Best forBusinesses needing invoicing and accounting workflows
- Better than Chase Orbital Virtual Terminal:
- Editor score 9.2 vs 8.4
A browser-based payment terminal with invoicing, recurring billing, and accounting integrations.
- Invoices
- Customer records
- Refunds
9.2/10★★★★★Visit EBizCharge -
Best forTeams needing controls and payment flexibility
- Better than Chase Orbital Virtual Terminal:
- Editor score 9.0 vs 8.4
A flexible browser terminal for teams managing card, ACH, recurring, and invoice payments.
- Invoices
- Customer records
- Refunds
9.0/10★★★★☆Visit CoreGateway -
Best forBusinesses needing reporting and workflow integrations
- Better than Chase Orbital Virtual Terminal:
- Editor score 8.9 vs 8.4
A reporting-focused payment portal with recurring billing, invoices, and broad workflow integrations.
- Invoices
- Customer records
- Refunds
8.9/10★★★★☆Visit PayJunction -
Best forBusinesses wanting broad omnichannel payments
- Better than Chase Orbital Virtual Terminal:
- Editor score 8.8 vs 8.4
A broad payment platform combining virtual terminals with online, in-person and bank payments.
8.8/10★★★★☆Visit Helcim -
Best forComplex merchants needing broad payment infrastructure
- Better than Chase Orbital Virtual Terminal:
- Editor score 8.7 vs 8.4
Broad payment infrastructure for complex merchants, with contact-sales pricing.
- Recurring payments
8.7/10★★★★☆Visit NMI -
Best forInternational and marketplace payment operations
- Better than Chase Orbital Virtual Terminal:
- Editor score 8.6 vs 8.4
A broad payment platform for international, recurring, and marketplace operations.
- Recurring payments
8.6/10★★★★☆Visit Cybersource -
Best forGlobal omnichannel merchants and developers
- Better than Chase Orbital Virtual Terminal:
- Editor score 8.5 vs 8.4
A broad payment stack for merchants and developers, with paid pricing and a checkout-led Ecommerce plan.
- Recurring payments
8.5/10★★★★☆Try Global Payments -
Best forMerchants needing reconciliation and batch controls
A Moneris-focused virtual terminal with strong reconciliation and batch controls.
- Customer records
- Refunds
- Recurring payments
8.3/10★★★★☆Visit Moneris -
Best forSmall businesses needing browser and mobile access
A practical virtual terminal for remote payments, with pricing and integrations requiring closer review.
- Invoices
- Customer records
- Refunds
8.2/10★★★★☆Visit Payline -
Best forBusinesses prioritizing integrations and customer records
A flexible payment terminal for businesses that value integrations and customer records.
- Invoices
- Customer records
- Recurring payments
8.1/10★★★★☆Visit Redde -
Best forOmnichannel merchants needing terminal and online payments
A broad payment platform for merchants that need virtual terminal and omnichannel capabilities.
8.0/10★★★★☆Visit Heartland -
Best forBusinesses wanting broad payment-method coverage
- Better than Chase Orbital Virtual Terminal:
- Free plan
Broad payment coverage with APIs, hosted checkout, links, invoicing, and marketplace support.
- Recurring payments
7.9/10★★★★☆Visit PayPal -
Best forMobile-first merchants needing a virtual terminal
A flexible virtual terminal with mobile payments, invoices, ACH, and recurring billing.
- Recurring payments
7.8/10★★★★☆Visit SwipeSimple -
Best forMOTO merchants needing fraud screening
A focused MOTO terminal with strong fraud checks, but contact-sales pricing limits comparison.
- Invoices
- Customer records
- Refunds
7.7/10★★★★☆Visit GivePayments
Chase Orbital Virtual Terminal Alternatives: Common Questions
What is the best alternative to Chase Orbital Virtual Terminal?
Authorize.net: #1 in our Virtual Terminal Software ranking, with an editor score of 9.4 out of 10. A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.
Is there a free alternative to Chase Orbital Virtual Terminal?
Yes. PayPal Payments has a free plan or a free tier.
Why do people look for Chase Orbital Virtual Terminal alternatives?
Accepts cards only, with no ACH payment option; Requires an active Chase merchant account; Offers browser access without listed third-party integrations.
How do I switch from Chase Orbital Virtual Terminal?
Export your data from Chase Orbital Virtual Terminal (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Chase Orbital Virtual Terminal.
How to Switch from Chase Orbital Virtual Terminal
- Export your data from Chase Orbital Virtual Terminal (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Chase Orbital Virtual Terminal.
Chase Orbital Virtual Terminal vs Each Alternative
| # | Tool | Free plan | Paid from | Recurring payments | Score |
|---|---|---|---|---|---|
| 9 | Chase Orbital Virtual Terminal | No | $9.95/mo | Yes | 8.4 |
| 1 | Authorize.net | No | $25/mo | Yes | 9.4 |
| 2 | EBizCharge Virtual Terminal | No | Yes | 9.2 | |
| 3 | CoreGateway Virtual Terminal | No | Yes | 9.0 | |
| 4 | PayJunction Virtual Terminal | No | Yes | 8.9 | |
| 5 | Helcim | No | 8.8 | ||
| 6 | NMI | Yes | 8.7 | ||
| 7 | Cybersource | Yes | 8.6 | ||
| 8 | Global Payments | No | Yes | 8.5 | |
| 9 | Moneris Merchant Resource Center | Yes | 8.3 | ||
| 10 | Payline Virtual Terminal | No | Yes | 8.2 | |
| 11 | Redde Virtual Terminal | No | Yes | 8.1 | |
| 12 | Heartland Payments+ | 8.0 | |||
| 13 | PayPal Payments | Yes | Yes | 7.9 | |
| 14 | SwipeSimple | Yes | 7.8 | ||
| 15 | GivePayments Virtual Terminal | Yes | 7.7 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update