banco BV
banco BV: A straightforward mobile account with Pix, savings options and 24-hour chat. Ranked #12 of 23 in Digital Banking Apps in Brazil by our editors (8.1/10); pricing: Free plan; best for A simple account with Open Finance and 24-hour chat.
At a glance
- Editor score8.1 / 10
- PricingFree plan
- Best forA simple account with Open Finance and 24-hour chat
- Free planYes
- Paid fromNone
- Pix transfersYes
- Facts checked4 Oct 2026
Where it wins
- Free account with Pix, bill payments and a debit card
- CDB investments and goal-based Cofrinhos in the app
- Open Finance and 24-hour in-app chat
Where it doesn't
- Account opening is subject to approval
- Credit cards require separate application and analysis
- Feature set is more limited than broader digital banking apps
Our verdict on banco BV
banco BV is a mobile digital account for people in Brazil who want everyday payments and savings tools in one app. Account opening is subject to approval; the account supports sending and receiving money, bill payments and Pix, and a debit card is issued when the account is opened. It is available on Android and iOS, with 24-hour in-app chat for support. The account is a straightforward fit for individual customers looking for core banking functions rather than a broader feature set.
The account is presented as free, with no recurring account fee stated on its account page. That does not make every card option part of the free account: BV credit cards are separate products, and applications are subject to credit analysis. The app also supports virtual credit card generation and card spending management. Buyers should distinguish the included debit card from optional credit products and consider any relevant card terms before applying.
For savings, banco BV offers CDB investments and goal-based Cofrinhos, and it supports Open Finance. These features extend the account beyond transfers and payments without changing its mobile-first focus. Pick it if a free account, Pix, basic savings options, Open Finance and round-the-clock chat match your priorities. Look elsewhere if you need a broader range of digital banking features; banco BV's feature set is more limited than some alternatives in the category.
banco BV pricing
banco BV fact sheet
| Free plan | Yes |
|---|---|
| Paid from | None |
| Pix transfers | Yes |
| Debit card | Yes |
| Credit card | Yes |
| Savings options | Fixed_income |
| Overdraft | Not verified |
| Mobile platforms | Both |
| Deployment | Mobile |
| Platforms | Android, iOS |
| Support | Live chat · 24/7 |
| Built for | Solo (editorial estimate) |
| Integrations | 1 integrations: Open Finance |
| Pricing | Free plan |
| Website | bv.com.br |
| Facts checked | 4 Oct 2026 |
banco BV integrations
banco BV lists 1 integrations on its own site.
- Open Finance
Alternatives to banco BV
- NubankA free mobile account for everyday banking and savings goals, with credit subject to approval.9.3
- BTG Pactual BankingA free mobile account pairs everyday payments with cards, yield and eligibility-based credit.9.2
- Banco do Brasil Conta DigitalA free digital account with Pix, banking tools, cards and investments.9.1
See all banco BV alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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