Bajet
Bajet: A free, focused planning tool for Malaysian personal finances. Ranked #34 of 35 in Budgeting Software by our editors (5.9/10); pricing: Free plan; best for malaysian users planning savings goals.
At a glance
- Editor score5.9 / 10
- PricingFree plan
- Best forMalaysian users planning savings goals
- Free planYes
- Paid fromFree
- Facts checked22 Sep 2026
Where it wins
- Free and open source for personal budgeting
- Uses Malaysian currency, EPF, and property-price references
- Models savings and home-buying timelines without an account
Where it doesn't
- Web-only access limits platform flexibility
- No integrations with financial services or other apps
- Does not provide verified actual-versus-budget analysis
Our verdict on Bajet
Bajet is a browser-based personal budgeting tool for solo users who want to understand how income, recurring commitments, savings goals, and major purchases fit together. It accepts take-home salary and monthly commitments, then helps model savings targets and financial-goal timelines. Its home-buying simulation adds local context through Malaysian ringgit, EPF, and property-price references, making it particularly relevant to Malaysian users planning around local financial conditions.
The product’s main strength is focused scenario planning. Users can change income, expenses, and goals to see how those inputs may affect a target timeline, including the timing of a home purchase. This makes Bajet useful for forward-looking questions such as how long saving may take or how recurring commitments affect a financial goal. Data remains in the browser, and the tool is designed to work without an account or cloud storage. That lowers the setup burden for people who want to begin with a private, lightweight planning exercise.
Bajet is less suited to users seeking a complete budgeting system. The published product details do not include integrations, actual-versus-budget analysis, mobile or desktop applications, or AI features. It also focuses on personal planning rather than broader financial management or shared household workflows. Choose Bajet if you want a free, open-source web tool with Malaysian references and clear goal-timeline calculations. Consider an alternative if you need connected accounts, multi-platform access, detailed spending reports, or ongoing budget tracking against real transactions.
Your product? Our editors can test Bajet in depth and publish a review, labelled as paid · from $149/mo →
Bajet pricing
Bajet fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| Approval workflows | Not verified |
| Scenario planning | Yes |
| Actual vs budget | Not verified |
| Rolling forecasts | Not verified |
| Multi-entity budgeting | Not verified |
| Accounting integrations | Not verified |
| Deployment | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Support | |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan |
| Website | bajet.app |
| Facts checked | 22 Sep 2026 |
Alternatives to Bajet
- Workday Adaptive PlanningA broad FP&A platform for structured budgeting, forecasting, workforce planning, and consolidation.9.3
- AnaplanA broad planning suite for enterprise budgeting, forecasting, and workforce decisions.9.1
- CCH TagetikA broad enterprise CPM platform for complex planning, consolidation, and financial close.9.0
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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