Bajet review
A free, focused planning tool for Malaysian personal finances.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Bajet is a browser-based personal budgeting tool for solo users who want to understand how income, recurring commitments, savings goals, and major purchases fit together. It accepts take-home salary and monthly commitments, then helps model savings targets and financial-goal timelines. Its home-buying simulation adds local context through Malaysian ringgit, EPF, and property-price references, making it particularly relevant to Malaysian users planning around local financial conditions.
The product’s main strength is focused scenario planning. Users can change income, expenses, and goals to see how those inputs may affect a target timeline, including the timing of a home purchase. This makes Bajet useful for forward-looking questions such as how long saving may take or how recurring commitments affect a financial goal. Data remains in the browser, and the tool is designed to work without an account or cloud storage. That lowers the setup burden for people who want to begin with a private, lightweight planning exercise.
Bajet is less suited to users seeking a complete budgeting system. The published product details do not include integrations, actual-versus-budget analysis, mobile or desktop applications, or AI features. It also focuses on personal planning rather than broader financial management or shared household workflows. Choose Bajet if you want a free, open-source web tool with Malaysian references and clear goal-timeline calculations. Consider an alternative if you need connected accounts, multi-platform access, detailed spending reports, or ongoing budget tracking against real transactions.
Bajet pros and cons
- Where it wins
- Free and open source for personal budgeting
- Uses Malaysian currency, EPF, and property-price references
- Models savings and home-buying timelines without an account
- Where it doesn't
- Web-only access limits platform flexibility
- No integrations with financial services or other apps
- Does not provide verified actual-versus-budget analysis
Bajet fact sheet, pricing and score →
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