B9
B9: B9 combines eligible paycheck advances with a B9 account, card, and automated repayment. Ranked #8 of 15 in Cash Advance Apps by our editors (6.6/10); pricing: Free plan; best for eligible members who already use B9 banking.
At a glance
- Editor score6.6 / 10
- PricingFree plan
- Best forEligible members who already use B9 banking
- Free planYes
- Maximum advance250 $
- Facts checked29 Sep 2026
Where it wins
- Advances can reach $1,000 on the Premium plan
- Automatic repayment from deposits into the B9 account
- Includes a Visa debit card, transfers, and cashback rewards
Where it doesn't
- Direct deposit and qualifying deposits are required
- Basic advances are capped at $250
- Availability and eligibility vary by state and member activity
Our verdict on B9
B9 is a mobile financial app for eligible members seeking paycheck advances alongside an account and Visa debit card. Members set up payroll or benefits direct deposits, then may request an advance after qualifying deposits arrive. Advance amounts depend on the membership plan, deposit history, account activity, and eligibility. The app also supports transfers to cards and banks, cashback rewards, and an advance-limit simulator. It is designed for individuals and small operators who want advances tied to their existing banking activity rather than a standalone cash request.
B9 offers a no-monthly-fee B9 Lite option, while its paid plans add different levels of advance access and services. Basic includes a B9 account and card, eligible advances up to $250, and no extra fee for the advance service. Premium includes Basic services, raises eligible advances to $1,000, and adds credit report access, a score simulator, and premium customer support. A three-month Premium offer provides Premium access, while the Annual Plan bills membership yearly. Advance approval and limits remain conditional, so plan selection does not guarantee a particular amount.
The app’s strongest fit is for members willing to route payroll or benefits deposits into B9 and repay advances automatically from incoming deposits. Its mobile deployment on iOS and Android, bank and card transfers, and simulator make the process relatively focused around recurring income. However, the $250 Basic ceiling may be too modest for larger short-term needs, and direct-deposit requirements limit flexibility for people paid through other methods. Choose B9 when integrated banking and automated repayment matter; consider another cash-advance service if you need broader state availability, no direct-deposit requirement, or a higher base advance limit.
B9 pricing
B9 fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Maximum advance | 250 $ |
| Advance basis | Paycheck |
| Funding speed | Not verified |
| Direct deposit required | Yes |
| Instant transfer fee | Not verified |
| Repayment method | Bank_transfer |
| Credit check | No |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Compliance & security | PCI DSS |
| Support | Email, Phone, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan (source) |
| Website | bnine.com |
| Facts checked | 29 Sep 2026 |
Alternatives to B9
- Chime MyPayA Chime-linked advance with free scheduled delivery and optional paid instant delivery.9.3
- TiltA $8/month advance app with budgeting and savings tools, tempered by paid instant delivery.8.4
- BreeA Canadian cash advance app with free standard delivery and optional paid budgeting tools.8.2
B9 vs the competition
- B9 vs Chime MyPay
- B9 vs Tilt
- B9 vs Bree
- B9 vs Vola
- B9 vs Dave ExtraCash
- B9 vs OneBlinc Cash Advance (BlincAdvance)
Compare B9 with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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