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Head-to-head · Cash Advance Apps

Bree vs B9

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Bree #3 in Cash Advance Apps 8.2/10 Free plan · paid from 2.99 CAD/mo · 30-day trial Free plan✓ 1 of 3 features Visit Bree
B9 #8 in Cash Advance Apps 6.6/10 Free plan Free plan✓ 1 of 3 features Visit B9

Bree leads on 2 checks, B9 on 1, and 2 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreBree · 8.2/10
  • Free planboth

Bree scores higher on our rubric for cash advance apps: 8.2 against 6.6 out of 10; our editors rank them #3 and #8.

Bree leads on maximum advance: 750 $ versus 250 $. On advance basis, Bree gives you Bank_transactions where B9 offers Paycheck. B9 offers direct deposit required; Bree doesn't. Bree offers instant transfer fee; B9 doesn't publish it. On repayment method, B9 gives you Bank_transfer where Bree offers Debit.

Bree is the better fit for canadian users wanting a small advance with free delivery. B9 is the better fit for eligible members who already use B9 banking.

  • Bree fits best

    Canadian users wanting a small advance with free delivery

  • B9 fits best

    Eligible members who already use B9 banking

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Bree 8.2/10 Visit ↗ B9 6.6/10 Visit ↗
At a glance
Editor score 8.2 6.6
Ranking #3 in Cash Advance Apps #8 in Cash Advance Apps
Best for Canadian users wanting a small advance with free delivery Eligible members who already use B9 banking
Pricing model Free plan + paid Free plan + paid
Starting price Not published Not published
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Mobile
Platforms iOS, Android iOS, Android
Support Email Email, Phone, Docs
Built for Solo Solo, Small business
Features Bree 1/3 · B9 1/3
Direct deposit required — ✓ (best)
Instant transfer fee ✓ (best) Not published
Credit check — —
Specs
Maximum advance 750 $ (best) 250 $
Advance basis Bank_transactions Paycheck
Funding speed Minutes Not published
Repayment method Debit Bank_transfer
Our review
Pros
  • Offers a credit line of up to $750 to eligible users
  • Standard delivery takes 1–3 business days at no fee
  • No direct-deposit requirement; users connect a bank account and debit card
  • Advances can reach $1,000 on the Premium plan
  • Automatic repayment from deposits into the B9 account
  • Includes a Visa debit card, transfers, and cashback rewards
Cons
  • Express delivery within minutes costs an extra fee
  • Eligibility depends on linked-account income and transaction activity
  • Not accepting new customers in Quebec, Saskatchewan, Nova Scotia or New Brunswick
  • Direct deposit and qualifying deposits are required
  • Basic advances are capped at $250
  • Availability and eligibility vary by state and member activity
Our verdict

Bree is a Canadian mobile app that gives eligible users access to a cash advance line of credit of up to $750. It is aimed at people seeking a small advance without a direct-deposit requirement: applicants connect a Canadian bank account…

Read the review →

B9 is a mobile financial app for eligible members seeking paycheck advances alongside an account and Visa debit card. Members set up payroll or benefits direct deposits, then may request an advance after qualifying deposits arrive. Advance…

Read the review →
  1. BreeCash Advance Apps 8.2Free plan · paid from 2.99 CAD/mo · 30-day trial
  2. B9Cash Advance Apps 6.6Free plan

Strengths and trade-offs

  • Bree — where it wins

    • Offers a credit line of up to $750 to eligible users
    • Standard delivery takes 1–3 business days at no fee
    • No direct-deposit requirement; users connect a bank account and debit card

    Where it doesn't

    • Express delivery within minutes costs an extra fee
    • Eligibility depends on linked-account income and transaction activity
    • Not accepting new customers in Quebec, Saskatchewan, Nova Scotia or New Brunswick

  • B9 — where it wins

    • Advances can reach $1,000 on the Premium plan
    • Automatic repayment from deposits into the B9 account
    • Includes a Visa debit card, transfers, and cashback rewards

    Where it doesn't

    • Direct deposit and qualifying deposits are required
    • Basic advances are capped at $250
    • Availability and eligibility vary by state and member activity
  • Bree8.2/10 · Free plan · paid from 2.99 CAD/mo · 30-day trial

    A Canadian cash advance app with free standard delivery and optional paid budgeting tools.

    Visit BreeFull verdict →
  • B96.6/10 · Free plan

    B9 combines eligible paycheck advances with a B9 account, card, and automated repayment.

    Visit B9Full verdict →

More comparisons

All cash advance apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update