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Agibank

Free#19 of 23 in Digital Banking Apps in Brazil

Agibank: A free mobile account pairs Pix and cards with payroll-deducted credit and CDB access. Ranked #19 of 23 in Digital Banking Apps in Brazil by our editors (7.4/10); pricing: Free plan; best for pix banking with payroll-deducted credit.

7.4/10Editor score
Visit Agibank
Agibank7.4 Visit Agibank

At a glance

  • Editor score
    7.4 / 10
  • Pricing
    Free plan
  • Best for
    Pix banking with payroll-deducted credit
  • Free plan
    Yes
  • Paid from
    None
  • Pix transfers
    Yes
  • Founded
    1999 · Campinas, São Paulo, Brazil
  • Facts checked
    4 Oct 2026

  • Where it wins

    • No monthly account-maintenance fee, with Pix and bill payments
    • Includes debit and credit card access plus payroll-deducted credit
    • Offers CDB investments and up to four free Banco24Horas withdrawals monthly

  • Where it doesn't

    • Only up to four Banco24Horas withdrawals are free each month
    • Account opening is subject to the bank’s approval
    • The account is managed through iOS and Android apps

Our verdict on Agibank

Agibank is a Brazilian bank account managed through an iOS or Android app, with in-person service also available. It is suited to people who want Pix, everyday payments and card access alongside routes to personal or payroll-deducted credit. The account also supports balance monitoring, mobile top-ups and access to Agibank CDB investments through the app. Its focus is a mix of day-to-day banking and credit rather than a broad collection of financial tools.

According to Agibank, the account has no monthly maintenance fee, and there is no recurring paid account plan. Pix transfers and payments, bill payments, mobile top-ups, and debit and credit card use are included in the stated account features. Cash withdrawals are available at Banco24Horas ATMs, with up to four free per month. The bank’s tariff table lists charges for certain services, so customers who regularly use services beyond the free withdrawal allowance should review the applicable tariffs before opening an account. Account approval is required.

The app connects transactional banking with credit access and CDB investing, which may suit customers who want these functions within Agibank’s account. Support is available by chat and phone, including 24/7 support, and the listed compliance feature is two-factor authentication. Choose Agibank if Pix, cards, payroll-deducted credit and in-app CDB access are central to your banking needs. It may be a poorer fit if you need more than four free Banco24Horas withdrawals each month or want an account whose opening is not subject to bank approval.

Agibank pricing

Plans Free planFree Free to use — no paid tier required for the core job.
See plans on agibank.com.br

Agibank fact sheet

Free planYes
Paid fromNone
Pix transfersYes
Debit cardYes
Credit cardYes
Savings optionsFixed_income
OverdraftYes
Mobile platformsBoth
DeploymentCloud, Mobile
PlatformsiOS, Android
Compliance & security2FA
SupportLive chat, Phone · 24/7
Built forSolo (editorial estimate)
PricingFree plan
Websiteagibank.com.br
Facts checked4 Oct 2026

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Featured on iTechGuides

Featured on iTechGuides — Agibank 7.4/10

Agibank is listed in our Digital Banking Apps in Brazil directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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