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To sign in, go to Medicare.gov and select Log in/create account. You can use your Medicare username and password or one of the identity verification services Medicare.gov currently lists: ID.me, CLEAR, and Login.gov. If you have not registered, choose the account-creation option; if you cannot remember your sign-in details, use the recovery link on the official login page.

Sign in to your Medicare account

  1. Open Medicare.gov and select Log in/create account. Confirm the address is Medicare.gov before entering personal information; CMS identifies it as the federal site it manages and pays for.
  2. Choose a sign-in route shown on the page. Medicare.gov lists ID.me, CLEAR, and Login.gov as free identity verification services. Existing Medicare account holders can connect their account to one of these services or sign in with their Medicare username and password.
  3. Follow the prompts displayed for your chosen route. The available options and screens may change, so use the live Medicare.gov page rather than an old bookmark or instructions for a different sign-in provider.

Medicare.gov says, “Each Medicare account needs a unique email address.” Use an email address that is not shared with another person if you are creating an account.

Create an account if you have not registered

Choose the create-account option from the official sign-in page. Have your red, white, and blue Medicare card available: the form asks for your Medicare Number and Part A coverage start date. Medicare.gov says the Medicare Number contains 11 numbers and letters. The form also offers other options for people who do not have Part A coverage.

Recover a forgotten username or password

On the Medicare.gov sign-in page, select Forgot your username or password? The recovery link is confirmed on the official page, but the next steps depend on the flow presented there. Follow those current prompts; do not rely on a reset sequence or timing from an unofficial guide.

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What you can do after signing in

Account features depend on your coverage and the information available for your request. Medicare.gov says account holders can use the account to:

  • View a coverage summary and print an official Medicare card.
  • Add prescriptions and pharmacies to compare plans.
  • View Original Medicare claims after they have been processed.
  • See eligible Original Medicare preventive services.
  • Review premiums and pay a Medicare bill online.
  • Access or opt in to electronic copies of the Medicare & You handbook and Medicare Summary Notices.

The official Medicare & You 2025 handbook also describes Blue Button as a way to download personal health information. You control whether to connect and share information with third-party apps. For Medicare Advantage enrollees, the handbook says Blue Button 2.0 shows only Part D information; check with your plan about a service for Part A and Part B information.

Protect your account on a shared device

If you sign in on a public or shared device, do not save your username. When finished, log out and close all browser windows. Use the official Medicare.gov sign-in page rather than entering Medicare details on a page reached through an unexpected message or link.

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Which sign-in option should you use?

Medicare.gov currently lists these routes. The official information does not establish that one identity provider is easier, faster, or more secure than another, so choose among the options available to you on the sign-in page.

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Route When it may fit What to know
Medicare username and password You already have a Medicare account and its credentials. The Medicare sign-in page says existing account holders can use these credentials.
ID.me You want to use this identity verification service, whether by connecting an existing Medicare account or as prompted during sign-in. Listed by Medicare.gov as a free identity verification service.
CLEAR You want to use this identity verification service, whether by connecting an existing Medicare account or as prompted during sign-in. Listed by Medicare.gov as a free identity verification service.
Login.gov You want to use this identity verification service, whether by connecting an existing Medicare account or as prompted during sign-in. Listed by Medicare.gov as a free identity verification service.

What appears during sign-in can change. Check the current Medicare.gov page for available choices and prompts.

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