Head-to-head · Mortgage Calculator Apps
Zillow Mortgage Calculator vs Kiplinger Mortgage Calculator
Zillow Mortgage Calculator leads on 0 checks, Kiplinger Mortgage Calculator on 2, and 5 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreZillow Mortgage Calculator · 8.8/10
- Free planboth
- Most featuresZillow Mortgage Calculator · 4 of 6
Zillow Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 8.8 against 8.7 out of 10; our editors rank them #7 and #8.
Kiplinger Mortgage Calculator offers affordability analysis; Zillow Mortgage Calculator doesn't. Kiplinger Mortgage Calculator offers refinance scenarios; Zillow Mortgage Calculator doesn't.
Zillow Mortgage Calculator is the better fit for U.S. buyers comparing fixed and ARM loans. Kiplinger Mortgage Calculator is the better fit for affordability, refinance and ARM estimates.
- Zillow Mortgage Calculator fits best
U.S. buyers comparing fixed and ARM loans
- Kiplinger Mortgage Calculator fits best
Affordability, refinance and ARM estimates
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Side by side
| Feature | Zillow Mortgage Calculator 8.8/10 Visit ↗ | Kiplinger Mortgage Calculator 8.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.8 | 8.7 |
| Ranking | #7 in Mortgage Calculator Apps | #8 in Mortgage Calculator Apps |
| Best for | U.S. buyers comparing fixed and ARM loans | Affordability, refinance and ARM estimates |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features Zillow Mortgage Calculator 4/6 · Kiplinger Mortgage Calculator 3/6 | ||
| Amortization schedule | ✓ (best) | Not checked yet |
| Affordability analysis | — | ✓ (best) |
| Refinance scenarios | — | ✓ (best) |
| ARM calculations | ✓ | ✓ |
| Property-tax inputs | ✓ (best) | Not checked yet |
| Insurance inputs | ✓ (best) | Not checked yet |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Zillow Mortgage Calculator is a free web tool for people estimating payments on a home purchase. Buyers can enter a home price, down payment, ZIP code, loan program and interest rate, then review an estimated payment and itemized schedule.… Read the review → |
Kiplinger Mortgage Calculator is a free web tool for people weighing a home purchase or refinance. It estimates monthly mortgage payments using loan amount, interest rate and term, and also lets users enter purchase price or current home… Read the review → |
Strengths and trade-offs
Zillow Mortgage Calculator — where it wins
- Compares 30-year fixed, 15-year fixed and 5-year ARM scenarios
- Breaks estimates into payment components and a schedule
- Includes taxes, homeowners insurance, PMI and HOA costs
Where it doesn't
- Does not provide affordability analysis in this calculator
- Does not include refinance scenarios in this calculator
- Estimates depend on the loan and cost inputs entered
Kiplinger Mortgage Calculator — where it wins
- Estimates monthly payments from loan amount, rate and term
- Supports both home-purchase and refinance inputs
- Includes affordability and ARM payment estimates
Where it doesn't
- Limited to web access
- Provides estimates rather than a full loan application workflow
- Offer comparisons are powered by Bankrate
- Zillow Mortgage Calculator8.8/10 · Free plan
A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.
Visit ZillowFull verdict → - Kiplinger Mortgage Calculator8.7/10 · Free plan
A free web calculator for purchase, refinance, affordability and ARM payment estimates.
Visit KiplingerFull verdict →
Zillow Mortgage Calculator vs Kiplinger Mortgage Calculator: questions
Which is better for mortgage calculator apps, Zillow Mortgage Calculator or Kiplinger Mortgage Calculator?
Zillow Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 8.8 against 8.7 out of 10; our editors rank them #7 and #8.
How do Zillow Mortgage Calculator and Kiplinger Mortgage Calculator compare?
Of the 7 checks we put side by side, Zillow Mortgage Calculator leads on none, Kiplinger Mortgage Calculator on 2, and 5 are level. Affordability analysis only on Kiplinger Mortgage Calculator.
Do Zillow Mortgage Calculator and Kiplinger Mortgage Calculator have a free plan?
Zillow Mortgage Calculator: Yes. Kiplinger Mortgage Calculator: Yes.
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update