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Head-to-head · Money Transfer Apps

TransferGo vs CurrencyFair

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score TransferGo #2 in Money Transfer Apps 9.2/10 Free plan Free plan✓ 2 of 3 features Visit TransferGo
CurrencyFair #12 in Money Transfer Apps 8.0/10 Free plan Free plan✓ 3 of 3 features Visit CurrencyFair

TransferGo leads on 0 checks, CurrencyFair on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreTransferGo · 9.2/10
  • Free planboth
  • Most featuresCurrencyFair · 3 of 3

TransferGo scores higher on our rubric for money transfer apps: 9.2 against 8.0 out of 10; our editors rank them #2 and #12.

On transfer speed, CurrencyFair gives you Same_day where TransferGo offers Instant.

TransferGo is the better fit for low-cost transfers with a multicurrency wallet. CurrencyFair is the better fit for bank transfers with multicurrency and API support.

  • TransferGo fits best

    Low-cost transfers with a multicurrency wallet

  • CurrencyFair fits best

    Bank transfers with multicurrency and API support

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature TransferGo 9.2/10 Visit ↗ CurrencyFair 8.0/10 Visit ↗
At a glance
Editor score 9.2 8.0
Ranking #2 in Money Transfer Apps #12 in Money Transfer Apps
Best for Low-cost transfers with a multicurrency wallet Bank transfers with multicurrency and API support
Pricing model Free plan + paid Free plan + paid
Starting price — €3 one-time
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features TransferGo 2/3 · CurrencyFair 3/3
Upfront fee display ✓ ✓
Transfer tracking ✓ ✓
Scheduled transfers Not checked yet ✓ (best)
Specs
Recipient methods Not checked yet Bank
Transfer speed Instant Same_day
Exchange-rate model Markup Markup
Mobile platforms Both Both
Our review
Pros
  • Free account for holding and exchanging multiple currencies
  • Bank, card, mobile-wallet, and TransferGo-wallet delivery
  • Upfront fees, exchange rates, arrival estimates, and tracking
  • Supports 20-plus currencies and transfers to more than 150 countries
  • Same-day transfers on most major currencies with tracking and confirmations
  • Offers rate alerts, mobile apps, and business or institutional API access
Cons
  • Exchange rates include a markup
  • Exact fees vary by method, amount, currency pair, and region
  • Cash payouts are available only in some countries
  • Recipients are limited to bank accounts
  • A currency-exchange margin applies alongside the transfer fee
  • Fees and methods can vary by corridor, country, and account status
Our verdict

TransferGo is an international money-transfer service for individuals and businesses. It supports transfers to bank accounts, Visa and Mastercard payment cards, mobile wallets, and other TransferGo wallets across more than 160 countries.…

Read the review →

CurrencyFair is an online cross-border payments and foreign-exchange service for individuals and businesses. It combines a multi-currency account supporting 20-plus currencies with transfers to bank recipients in more than 150 countries.…

Read the review →
  1. TransferGoMoney Transfer Apps 9.2Free plan
  2. CurrencyFairMoney Transfer Apps 8.0Free plan

Strengths and trade-offs

  • TransferGo — where it wins

    • Free account for holding and exchanging multiple currencies
    • Bank, card, mobile-wallet, and TransferGo-wallet delivery
    • Upfront fees, exchange rates, arrival estimates, and tracking

    Where it doesn't

    • Exchange rates include a markup
    • Exact fees vary by method, amount, currency pair, and region
    • Cash payouts are available only in some countries

  • CurrencyFair — where it wins

    • Supports 20-plus currencies and transfers to more than 150 countries
    • Same-day transfers on most major currencies with tracking and confirmations
    • Offers rate alerts, mobile apps, and business or institutional API access

    Where it doesn't

    • Recipients are limited to bank accounts
    • A currency-exchange margin applies alongside the transfer fee
    • Fees and methods can vary by corridor, country, and account status

More comparisons

All money transfer apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update