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Head-to-head · ACA Compliance Software

Tax1099 vs ACA Reporter

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Tax1099 #1 in ACA Compliance Software 7.9/10 Free plan Free plan✓ 0 of 4 features Visit Tax1099
ACA Reporter #2 in ACA Compliance Software 7.9/10 Pricing on request ✓ 4 of 4 features Visit ACA Reporter

Tax1099 leads on 0 checks, ACA Reporter on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Free planonly Tax1099
  • Most featuresACA Reporter · 4 of 4

Tax1099 and ACA Reporter score identically on our rubric (7.9 out of 10) for aca compliance software; Tax1099 sits at #1 and ACA Reporter at #2 in our editorial ranking, so the choice comes down to fit.

Tax1099 is the better fit for teams primarily filing 1099s on a budget. ACA Reporter is the better fit for teams needing year-round ACA tracking and filing.

  • Tax1099 fits best

    Teams primarily filing 1099s on a budget

  • ACA Reporter fits best

    Teams needing year-round ACA tracking and filing

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Tax1099 7.9/10 Visit ↗ ACA Reporter 7.9/10 Visit ↗
At a glance
Editor score 7.9 7.9
Ranking #1 in ACA Compliance Software #2 in ACA Compliance Software
Best for Teams primarily filing 1099s on a budget Teams needing year-round ACA tracking and filing
Pricing model Free plan + paid Paid
Starting price $249/yr Pricing on request
Free plan ✓ (best) Not checked yet
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email, Live chat, Phone, Docs · 24/7 Email, Phone
Compliance SOC 2, 2FA SOC 2, HIPAA
Built for Solo, Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Tax1099 0/4 · ACA Reporter 4/4
1095-C e-filing Not checked yet ✓ (best)
1094-C e-filing Not checked yet ✓ (best)
Payroll integrations Not checked yet ✓ (best)
Eligibility tracking Not checked yet ✓ (best)
Specs
Employee form delivery Not checked yet Both
Employee capacity Not checked yet Not checked yet
Our review
Pros
  • Essential has no annual subscription fee and charges per form.
  • Supports federal, state, and SSA e-filing, corrections, and recipient delivery.
  • Offers CSV and Excel uploads, accounting integrations, and API access.
  • Generates 1095-B/1095-C forms and electronically files 1094-C/1095-C
  • Tracks hours, eligibility, coverage offers and measurement periods year-round
  • Supports state reporting, backfiling, employee delivery and audit trails
Cons
  • Its verified form focus is 1099 and 1042-S, not ACA filing.
  • Essential's free account tier still charges per filed form.
  • API and workflow-management features require the Scale plan.
  • Pricing requires a consultation rather than a published plan list
  • Runs on the web, with no listed native desktop or mobile deployment
  • Support is offered by email and phone, not 24/7 coverage
Our verdict

Tax1099 is a cloud-based tax information-return filing service from Zenwork, designed for businesses and accounting professionals preparing, filing, correcting, and distributing forms. Its verified filing focus is 1099 and 1042-S returns,…

Read the review →

ACA Reporter is Points North’s cloud-based web platform for employers, benefits brokers and professional service firms managing Affordable Care Act obligations. It monitors employee hours, eligibility, coverage offers and measurement…

Read the review →
  1. Tax1099ACA Compliance Software 7.9Free plan
  2. ACA ReporterACA Compliance Software 7.9Pricing on request

Strengths and trade-offs

  • Tax1099 — where it wins

    • Essential has no annual subscription fee and charges per form.
    • Supports federal, state, and SSA e-filing, corrections, and recipient delivery.
    • Offers CSV and Excel uploads, accounting integrations, and API access.

    Where it doesn't

    • Its verified form focus is 1099 and 1042-S, not ACA filing.
    • Essential's free account tier still charges per filed form.
    • API and workflow-management features require the Scale plan.

  • ACA Reporter — where it wins

    • Generates 1095-B/1095-C forms and electronically files 1094-C/1095-C
    • Tracks hours, eligibility, coverage offers and measurement periods year-round
    • Supports state reporting, backfiling, employee delivery and audit trails

    Where it doesn't

    • Pricing requires a consultation rather than a published plan list
    • Runs on the web, with no listed native desktop or mobile deployment
    • Support is offered by email and phone, not 24/7 coverage

More comparisons

All ACA compliance software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update