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Head-to-head · ACA Compliance Software

Tax1099 vs Nelco ACA Reporting

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Tax1099 #1 in ACA Compliance Software 7.9/10 Free plan Free plan✓ 0 of 4 features Visit Tax1099
Nelco ACA Reporting #5 in ACA Compliance Software 7.6/10 Pricing on request ✓ 1 of 4 features Visit Nelco

Tax1099 leads on 0 checks, Nelco ACA Reporting on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreTax1099 · 7.9/10
  • Free planonly Tax1099
  • Most featuresNelco ACA Reporting · 1 of 4

Tax1099 scores higher on our rubric for aca compliance software: 7.9 against 7.6 out of 10; our editors rank them #1 and #5.

Tax1099 is the better fit for teams primarily filing 1099s on a budget. Nelco ACA Reporting is the better fit for teams seeking ACA e-filing with API access.

  • Tax1099 fits best

    Teams primarily filing 1099s on a budget

  • Nelco ACA Reporting fits best

    Teams seeking ACA e-filing with API access

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Tax1099 7.9/10 Visit ↗ Nelco ACA Reporting 7.6/10 Visit ↗
At a glance
Editor score 7.9 7.6
Ranking #1 in ACA Compliance Software #5 in ACA Compliance Software
Best for Teams primarily filing 1099s on a budget Teams seeking ACA e-filing with API access
Pricing model Free plan + paid Paid
Starting price $249/yr Pricing on request
Free plan ✓ (best) Not checked yet
Free trial — —
Deployment Cloud Cloud, Browser extension
Platforms Web Web
Support Email, Live chat, Phone, Docs · 24/7 Phone
Built for Solo, Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Tax1099 0/4 · Nelco ACA Reporting 1/4
1095-C e-filing Not checked yet ✓ (best)
1094-C e-filing Not checked yet Not checked yet
Payroll integrations Not checked yet Not checked yet
Eligibility tracking Not checked yet Not checked yet
Specs
Employee form delivery Not checked yet Both
Employee capacity Not checked yet Not checked yet
Our review
Pros
  • Essential has no annual subscription fee and charges per form.
  • Supports federal, state, and SSA e-filing, corrections, and recipient delivery.
  • Offers CSV and Excel uploads, accounting integrations, and API access.
  • Supports electronic filing of Forms 1095-B and 1095-C
  • Offers federal and direct state filing with filing updates and reports
  • Provides recipient copies by print, mail, and email
Cons
  • Its verified form focus is 1099 and 1042-S, not ACA filing.
  • Essential's free account tier still charges per filed form.
  • API and workflow-management features require the Scale plan.
  • Electronic filing availability can depend on a software partnership
  • Pricing requires contacting sales
  • Listed support channel is phone
Our verdict

Tax1099 is a cloud-based tax information-return filing service from Zenwork, designed for businesses and accounting professionals preparing, filing, correcting, and distributing forms. Its verified filing focus is 1099 and 1042-S returns,…

Read the review →

Nelco ACA Reporting helps businesses prepare Forms 1095-B and 1095-C, file them electronically, and deliver recipient copies. Its capabilities are aimed at small, mid-market, and enterprise organizations that need ACA form filing and…

Read the review →
  1. Tax1099ACA Compliance Software 7.9Free plan
  2. Nelco ACA ReportingACA Compliance Software 7.6Pricing on request

Strengths and trade-offs

  • Tax1099 — where it wins

    • Essential has no annual subscription fee and charges per form.
    • Supports federal, state, and SSA e-filing, corrections, and recipient delivery.
    • Offers CSV and Excel uploads, accounting integrations, and API access.

    Where it doesn't

    • Its verified form focus is 1099 and 1042-S, not ACA filing.
    • Essential's free account tier still charges per filed form.
    • API and workflow-management features require the Scale plan.

  • Nelco ACA Reporting — where it wins

    • Supports electronic filing of Forms 1095-B and 1095-C
    • Offers federal and direct state filing with filing updates and reports
    • Provides recipient copies by print, mail, and email

    Where it doesn't

    • Electronic filing availability can depend on a software partnership
    • Pricing requires contacting sales
    • Listed support channel is phone
  • Tax10997.9/10 · Free plan

    A flexible 1099 and 1042-S filing service, but a weak match for ACA-focused teams.

    Visit Tax1099Full verdict →
  • Nelco ACA Reporting7.6/10 · Pricing on request

    ACA filing support with federal and state options, recipient delivery, and API access.

    Visit NelcoFull verdict →

More comparisons

All ACA compliance software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update