Head-to-head · Expense Report Software
SAP Concur Expense vs Sage Expense Management
SAP Concur Expense leads on 0 checks, Sage Expense Management on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSAP Concur Expense · 9.3/10
- Most featuresSage Expense Management · 2 of 4
SAP Concur Expense scores higher on our rubric for expense report software: 9.3 against 8.6 out of 10; our editors rank them #1 and #6.
SAP Concur Expense is the better fit for organizations needing a mature, connected expense platform. Sage Expense Management is the better fit for teams managing budgets, receipts, and card spend together.
- SAP Concur Expense fits best
Organizations needing a mature, connected expense platform
- Sage Expense Management fits best
Teams managing budgets, receipts, and card spend together
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Side by side
| Feature | SAP Concur Expense 9.3/10 Visit ↗ | Sage Expense Management 8.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.3 | 8.6 |
| Ranking | #1 in Expense Report Software | #6 in Expense Report Software |
| Best for | Organizations needing a mature, connected expense platform | Teams managing budgets, receipts, and card spend together |
| Pricing model | Paid | Paid |
| Starting price | $7/unit usage-based | $11.99/user/mo |
| Free plan | — | — |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile, Browser extension |
| Platforms | Web, iOS, Android | Web, iOS, Android, Chrome extension |
| Compliance | SOC 2, ISO 27001, PCI DSS | SOC 2, GDPR, PCI DSS |
| Integrations | 300+ integrations | 13 integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features SAP Concur Expense 0/4 · Sage Expense Management 2/4 | ||
| Mobile receipt capture | Not checked yet | Not checked yet |
| Approval workflows | Not checked yet | ✓ (best) |
| Accounting integrations | Not checked yet | ✓ (best) |
| Policy controls | Not checked yet | Not checked yet |
| Specs | ||
| Reimbursement method | Not checked yet | Not checked yet |
| Supported currencies | Not checked yet | Not checked yet |
| Our review | ||
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| Our verdict | SAP Concur Expense is cloud-based expense management software for organizations that need to collect receipts, bring in corporate-card transactions, apply spending policies, route reports for approval and reimburse employees. It covers the… Read the review → |
Sage Expense Management, formerly Fyle, is cloud expense-management software for finance teams and employees. It combines receipt and invoice capture, OCR data extraction, corporate-card feeds, receipt matching, configurable approvals,… Read the review → |
Strengths and trade-offs
SAP Concur Expense — where it wins
- Automates receipt data extraction and imports corporate-card transactions.
- Supports policy controls, approvals, mileage and per diem workflows.
- Connects with ERP, HR, payroll and accounting systems across web, mobile and API.
Where it doesn't
- Base includes only basic expense reporting and Concur Expense.
- Plus and Premium add capabilities, but Premium pricing is not specified here.
- Mobile app requires an active SAP Concur subscription.
Sage Expense Management — where it wins
- OCR capture across mobile, email, text, web, and browser extensions
- Configurable approvals, budgets, policy checks, and live spend tracking
- Two-way accounting integrations plus corporate-card receipt matching
Where it doesn't
- Annual billing starts at $11.99 per active user monthly
- Advanced controls require the Business or Enterprise tiers
- ACH reimbursements are limited to the United States
- SAP Concur Expense9.3/10 · Paid
A connected expense platform with per-report pricing and workflows from receipt capture to reimbursement.
Visit SAP ConcurFull verdict → - Sage Expense Management8.6/10 · Paid
A broad expense platform linking receipt capture, approvals, budgets, cards, and accounting.
Visit Sage ExpenseFull verdict →
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All expense report software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update