Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

This page's audience our own tag's counts — open to see them
–Visits
–Page views
–Clicks to vendors
–Time on page
–Reading now
Clicks to vendors, by tool
  • –
Top countries
  • –
Devices
  • –

– · visits, page views and clicks counted by our own tag, which counts more than our checked analytics; every figure rounded down · how we count

Head-to-head · Mobile Payment Processing Software

QuickBooks GoPayment vs Stripe Terminal

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score QuickBooks GoPayment #6 in Mobile Payment Processing Software 8.7/10 Free plan Free plan✓ 2 of 4 features Visit QuickBooks
Stripe Terminal #8 in Mobile Payment Processing Software 8.5/10 Paid ✓ 3 of 4 features Try Stripe Terminal

QuickBooks GoPayment leads on 1 check, Stripe Terminal on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreQuickBooks GoPayment · 8.7/10
  • Free planonly QuickBooks GoPayment
  • Most featuresStripe Terminal · 3 of 4

QuickBooks GoPayment scores higher on our rubric for mobile payment processing software: 8.7 against 8.5 out of 10; our editors rank them #6 and #8.

QuickBooks GoPayment offers free plan; Stripe Terminal doesn't. On payout timing, QuickBooks GoPayment gives you Next_day where Stripe Terminal offers Instant.

QuickBooks GoPayment is the better fit for quickBooks users taking mobile payments. Stripe Terminal is the better fit for developers building custom mobile payment flows.

  • QuickBooks GoPayment fits best

    QuickBooks users taking mobile payments

  • Stripe Terminal fits best

    Developers building custom mobile payment flows

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature QuickBooks GoPayment 8.7/10 Visit ↗ Stripe Terminal 8.5/10 Visit ↗
At a glance
Editor score 8.7 8.5
Ranking #6 in Mobile Payment Processing Software #8 in Mobile Payment Processing Software
Best for QuickBooks users taking mobile payments Developers building custom mobile payment flows
Pricing model Free plan + paid Paid
Starting price — —
Free plan ✓ (best) —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms iOS, Android Web, iOS, Android
Support Phone, Live chat, Docs Docs
Integrations 2 integrations 6 integrations
Built for Solo, Small business Small business, Mid-market, Enterprise
Features QuickBooks GoPayment 2/4 · Stripe Terminal 3/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments Not checked yet ✓ (best)
Recurring payments ✓ ✓
Specs
Payout timing Next_day Instant
Payment methods credit cards, debit cards, Apple Pay, Google Pay, Samsung Pay, cash, checks, ACH bank transfers credit cards, debit cards, contactless cards, digital wallets
Our review
Pros
  • Accepts cards, wallets, cash, checks, and ACH payments
  • Tap to Pay on iPhone works without a separate reader
  • Syncs payment information with QuickBooks Online and Desktop
  • Tap to Pay works on compatible iPhone and Android devices
  • Offline collection, reader management, and encryption support custom deployments
  • APIs and SDKs unify online and in-person payment data
Cons
  • Transaction pricing varies by eligibility, region, and pricing schedule
  • Tap to Pay on iPhone is not available across both platforms
  • The strongest accounting fit is centered on QuickBooks
  • No free plan; transaction fees and hardware costs apply
  • Implementation is technical and requires API or SDK integration
  • Tap to Pay and offline payments have eligibility and device limitations
Our verdict

QuickBooks GoPayment is a mobile point-of-sale app for merchants accepting in-person payments away from a desk. It supports compatible Bluetooth card readers, manual card entry, and Tap to Pay on iPhone without a separate reader. Payment…

Read the review →

Stripe Terminal provides in-person payment infrastructure for businesses and platforms building custom point-of-sale experiences. It supports certified mobile and smart card readers, Tap to Pay on compatible iPhone and Android devices,…

Read the review →
  1. QuickBooks GoPaymentMobile Payment Processing Software 8.7Free plan
  2. Stripe TerminalMobile Payment Processing Software 8.5Paid

Strengths and trade-offs

  • QuickBooks GoPayment — where it wins

    • Accepts cards, wallets, cash, checks, and ACH payments
    • Tap to Pay on iPhone works without a separate reader
    • Syncs payment information with QuickBooks Online and Desktop

    Where it doesn't

    • Transaction pricing varies by eligibility, region, and pricing schedule
    • Tap to Pay on iPhone is not available across both platforms
    • The strongest accounting fit is centered on QuickBooks

  • Stripe Terminal — where it wins

    • Tap to Pay works on compatible iPhone and Android devices
    • Offline collection, reader management, and encryption support custom deployments
    • APIs and SDKs unify online and in-person payment data

    Where it doesn't

    • No free plan; transaction fees and hardware costs apply
    • Implementation is technical and requires API or SDK integration
    • Tap to Pay and offline payments have eligibility and device limitations

More comparisons

All mobile payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update