Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

This page's audience our own tag's counts — open to see them
–Visits
–Page views
–Clicks to vendors
–Time on page
–Reading now
Clicks to vendors, by tool
  • –
Top countries
  • –
Devices
  • –

– · visits, page views and clicks counted by our own tag, which counts more than our checked analytics; every figure rounded down · how we count

Head-to-head · Mobile Payment Processing Software

Zeller vs Stripe Terminal

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Zeller #4 in Mobile Payment Processing Software 8.9/10 Free plan Free plan✓ 1 of 4 features Visit Zeller
Stripe Terminal #8 in Mobile Payment Processing Software 8.5/10 Paid ✓ 3 of 4 features Try Stripe Terminal

Zeller leads on 1 check, Stripe Terminal on 1, and 3 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZeller · 8.9/10
  • Free planonly Zeller
  • Most featuresStripe Terminal · 3 of 4

Zeller scores higher on our rubric for mobile payment processing software: 8.9 against 8.5 out of 10; our editors rank them #4 and #8.

Zeller offers free plan; Stripe Terminal doesn't. Stripe Terminal offers offline payments; Zeller doesn't. On payout timing, Zeller gives you Next_day where Stripe Terminal offers Instant.

Zeller is the better fit for australian businesses wanting integrated POS payments. Stripe Terminal is the better fit for developers building custom mobile payment flows.

  • Zeller fits best

    Australian businesses wanting integrated POS payments

  • Stripe Terminal fits best

    Developers building custom mobile payment flows

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Zeller 8.9/10 Visit ↗ Stripe Terminal 8.5/10 Visit ↗
At a glance
Editor score 8.9 8.5
Ranking #4 in Mobile Payment Processing Software #8 in Mobile Payment Processing Software
Best for Australian businesses wanting integrated POS payments Developers building custom mobile payment flows
Pricing model Free plan + paid Paid
Starting price — —
Free plan ✓ (best) —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Phone, Email, Docs · 24/7 Docs
Integrations 600+ integrations 6 integrations
Built for Solo, Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Zeller 1/4 · Stripe Terminal 3/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments — ✓ (best)
Recurring payments Not checked yet ✓ (best)
Specs
Payout timing Next_day Instant
Payment methods Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay credit cards, debit cards, contactless cards, digital wallets
Our review
Pros
  • Free Tap to Pay with mobile POS and no hardware required
  • Built-in POS, invoicing, payment links, and virtual terminal payments
  • Integrations with Xero, Lightspeed Retail, and hospitality platforms
  • Tap to Pay works on compatible iPhone and Android devices
  • Offline collection, reader management, and encryption support custom deployments
  • APIs and SDKs unify online and in-person payment data
Cons
  • Transaction fees apply to Tap to Pay payments
  • Terminals require a one-time hardware purchase
  • Offline payments are not supported
  • No free plan; transaction fees and hardware costs apply
  • Implementation is technical and requires API or SDK integration
  • Tap to Pay and offline payments have eligibility and device limitations
Our verdict

Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,…

Read the review →

Stripe Terminal provides in-person payment infrastructure for businesses and platforms building custom point-of-sale experiences. It supports certified mobile and smart card readers, Tap to Pay on compatible iPhone and Android devices,…

Read the review →
  1. ZellerMobile Payment Processing Software 8.9Free plan
  2. Stripe TerminalMobile Payment Processing Software 8.5Paid

Strengths and trade-offs

  • Zeller — where it wins

    • Free Tap to Pay with mobile POS and no hardware required
    • Built-in POS, invoicing, payment links, and virtual terminal payments
    • Integrations with Xero, Lightspeed Retail, and hospitality platforms

    Where it doesn't

    • Transaction fees apply to Tap to Pay payments
    • Terminals require a one-time hardware purchase
    • Offline payments are not supported

  • Stripe Terminal — where it wins

    • Tap to Pay works on compatible iPhone and Android devices
    • Offline collection, reader management, and encryption support custom deployments
    • APIs and SDKs unify online and in-person payment data

    Where it doesn't

    • No free plan; transaction fees and hardware costs apply
    • Implementation is technical and requires API or SDK integration
    • Tap to Pay and offline payments have eligibility and device limitations

More comparisons

All mobile payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update