Property Matrix vs RMS Cloud

Property Matrix8.9Visit RMS Cloud8.6Visit

Higher score Property Matrix #4 in Property Accounting Software 8.9/10 Paid ✓ 3 of 3 features Try Property Matrix

vs

RMS Cloud #7 in Property Accounting Software 8.6/10 Pricing on request ✓ 2 of 3 features Visit RMS Cloud

• Property Matrix fits best

  Growing portfolios needing owner accounting

• RMS Cloud fits best

  Hospitality operators needing trust accounting

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Side by side

Feature	Property Matrix 8.9/10 Visit ↗	RMS Cloud 8.6/10 Visit ↗
At a glance
Editor score	8.9	8.6
Ranking	#4 in Property Accounting Software	#7 in Property Accounting Software
Best for	Growing portfolios needing owner accounting	Hospitality operators needing trust accounting
Pricing model	Paid	Paid
Starting price	$150/mo	—
Free plan	—	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Phone, Docs	Phone, Tickets, Community, Docs · 24/7
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Property Matrix 3/3 · RMS Cloud 2/3
Owner statements	✓	✓
Bank reconciliation	✓	✓
Tenant charges	✓ (best)	Not checked yet
Specs
Property limit	Not checked yet	Not checked yet
Portfolio reporting	Both	Both
Accounting basis	Both	Both
Our review
Pros	Combines general ledger, owner accounting, and bank reconciliation Includes tenant portals, online payments, and recurring tenant charges Offers reporting, document tools, and a GraphQL API with OAuth2	Owner statements, trust accounting, and bank reconciliation Cash and accrual accounting with general-ledger reporting Consolidated reporting and integrations across hospitality systems
Cons	Starter is limited to core capabilities for simpler portfolios Feature packs are restricted to three on Standard and five on Pro The $150-per-month entry price may challenge smaller operators	Owner and trust accounting is an optional add-on Pricing requires contacting sales Multi-site management and API access are limited to Elevate
Our verdict	Property Matrix is cloud-based property management software for residential, commercial, and mixed portfolios. It brings property, unit, tenant, lease, owner, and vendor records into one system, alongside general ledger accounting,… Read the review →	RMS Cloud is a cloud-based property management and accounting platform for hotels, motels, campgrounds, serviced apartments, lettings, and multi-property hospitality operators. Its accounting scope includes owner and trust accounting,… Read the review →

Strengths and trade-offs

• Property Matrix — where it wins

  • Combines general ledger, owner accounting, and bank reconciliation
  • Includes tenant portals, online payments, and recurring tenant charges
  • Offers reporting, document tools, and a GraphQL API with OAuth2

  Where it doesn't

  • Starter is limited to core capabilities for simpler portfolios
  • Feature packs are restricted to three on Standard and five on Pro
  • The $150-per-month entry price may challenge smaller operators

• RMS Cloud — where it wins

  • Owner statements, trust accounting, and bank reconciliation
  • Cash and accrual accounting with general-ledger reporting
  • Consolidated reporting and integrations across hospitality systems

  Where it doesn't

  • Owner and trust accounting is an optional add-on
  • Pricing requires contacting sales
  • Multi-site management and API access are limited to Elevate

• Property Matrix8.9/10 · Paid

  A broad property accounting platform for growing portfolios, starting at $150 per month.

  Try Property MatrixFull verdict →
• RMS Cloud8.6/10 · Pricing on request

  A hospitality PMS with detailed trust accounting and multi-property reporting.

  Visit RMS CloudFull verdict →