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Head-to-head · Financial Forecasting Software

Planful vs Fathom

  • Updated Sep 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Planful #7 in Financial Forecasting Software 6.6/10 Pricing on request ✓ 2 of 5 features Visit Planful
Fathom #16 in Financial Forecasting Software 5.8/10 From $59/mo · 14-day trial ✓ 5 of 5 features Visit Fathom

Planful leads on 0 checks, Fathom on 3, and 3 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePlanful · 6.6/10
  • Most featuresFathom · 5 of 5

Planful scores higher on our rubric for financial forecasting software: 6.6 against 5.8 out of 10; our editors rank them #7 and #16.

Fathom offers rolling forecasts; Planful doesn't publish it. Fathom offers revenue and expense models; Planful doesn't publish it. Fathom offers multi-entity support; Planful doesn't publish it.

Planful is the better fit for finance teams needing close and planning. Fathom is the better fit for accounting-led multi-entity forecasting.

  • Planful fits best

    Finance teams needing close and planning

  • Fathom fits best

    Accounting-led multi-entity forecasting

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Planful 6.6/10 Visit ↗ Fathom 5.8/10 Visit ↗
At a glance
Editor score 6.6 5.8
Ranking #7 in Financial Forecasting Software #16 in Financial Forecasting Software
Best for Finance teams needing close and planning Accounting-led multi-entity forecasting
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email, Phone, Live chat, Community, Docs · 24/7 Email, Docs
Compliance SOC 2, ISO 27001, HIPAA, SSO/SAML, 2FA SOC 2, ISO 27001, GDPR, 2FA
Integrations 11 integrations 7 integrations
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Planful 2/5 · Fathom 5/5
Rolling forecasts Not published ✓ (best)
Forecast vs actuals ✓ ✓
Scenario modeling ✓ ✓
Revenue and expense models Not published ✓ (best)
Multi-entity support Not published ✓ (best)
Specs
Data refresh Not published Scheduled
Our review
Pros
  • Combines planning, forecasting, consolidation, close, and reporting workflows
  • Supports workforce planning, scenario modeling, and variance analysis
  • Connects with major ERP, HR, CRM, and data warehouse systems
  • Three-way forecasts cover profit and loss, balance sheet and cash flow
  • Scenario planning, rolling forecasts and variance analysis support decision-making
  • Consolidation, audit trails and broad accounting integrations fit group reporting
Cons
  • Pricing requires a sales conversation
  • Web-only access limits platform choice
  • Broad scope may exceed the needs of teams seeking forecasting alone
  • There is no perpetual free plan
  • Access is limited to the web platform
  • Plans are based on connected companies rather than per-user seats
Our verdict

Planful is a cloud financial performance management platform for finance, accounting, HR, and operational teams. It brings financial planning and budgeting, forecasting, scenario analysis, workforce planning, consolidation, reporting,…

Read the review →

Fathom is cloud-based financial reporting, analysis, forecasting and consolidation software for small and medium-sized businesses, business advisors, CFOs, franchises and groups. Its core use case is accounting-led planning across one or…

Read the review →
  1. PlanfulFinancial Forecasting Software 6.6Pricing on request
  2. FathomFinancial Forecasting Software 5.8From $59/mo · 14-day trial

Strengths and trade-offs

  • Planful — where it wins

    • Combines planning, forecasting, consolidation, close, and reporting workflows
    • Supports workforce planning, scenario modeling, and variance analysis
    • Connects with major ERP, HR, CRM, and data warehouse systems

    Where it doesn't

    • Pricing requires a sales conversation
    • Web-only access limits platform choice
    • Broad scope may exceed the needs of teams seeking forecasting alone
  • Fathom — where it wins

    • Three-way forecasts cover profit and loss, balance sheet and cash flow
    • Scenario planning, rolling forecasts and variance analysis support decision-making
    • Consolidation, audit trails and broad accounting integrations fit group reporting

    Where it doesn't

    • There is no perpetual free plan
    • Access is limited to the web platform
    • Plans are based on connected companies rather than per-user seats
  • Planful6.6/10 · Pricing on request

    A broad finance platform for planning, consolidation, close, reporting, and AI-supported forecasting.

    Visit PlanfulFull verdict →
  • Fathom5.8/10 · From $59/mo · 14-day trial

    A focused choice for accounting-led, multi-entity forecasting and reporting.

    Visit FathomFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update