Head-to-head · Mortgage Calculator Apps
NerdWallet Mortgage Calculator vs Zillow Mortgage Calculator
NerdWallet Mortgage Calculator leads on 0 checks, Zillow Mortgage Calculator on 0, and 7 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreNerdWallet Mortgage Calculator · 8.9/10
- Free planboth
- Most featuresZillow Mortgage Calculator · 4 of 6
NerdWallet Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 8.9 against 8.8 out of 10; our editors rank them #6 and #7.
NerdWallet Mortgage Calculator is the better fit for straightforward payment and amortization planning. Zillow Mortgage Calculator is the better fit for U.S. buyers comparing fixed and ARM loans.
- NerdWallet Mortgage Calculator fits best
Straightforward payment and amortization planning
- Zillow Mortgage Calculator fits best
U.S. buyers comparing fixed and ARM loans
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Side by side
| Feature | NerdWallet Mortgage Calculator 8.9/10 Visit ↗ | Zillow Mortgage Calculator 8.8/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.9 | 8.8 |
| Ranking | #6 in Mortgage Calculator Apps | #7 in Mortgage Calculator Apps |
| Best for | Straightforward payment and amortization planning | U.S. buyers comparing fixed and ARM loans |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features NerdWallet Mortgage Calculator 3/6 · Zillow Mortgage Calculator 4/6 | ||
| Amortization schedule | ✓ | ✓ |
| Affordability analysis | — | — |
| Refinance scenarios | — | — |
| ARM calculations | Not checked yet | ✓ (best) |
| Property-tax inputs | ✓ | ✓ |
| Insurance inputs | ✓ | ✓ |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | NerdWallet Mortgage Calculator is a free web tool for people evaluating home purchase costs. Enter a home price, ZIP code, down payment, loan term and interest rate to estimate monthly payments. It supports 10-, 15-, 20- and 30-year terms,… Read the review → |
Zillow Mortgage Calculator is a free web tool for people estimating payments on a home purchase. Buyers can enter a home price, down payment, ZIP code, loan program and interest rate, then review an estimated payment and itemized schedule.… Read the review → |
Strengths and trade-offs
NerdWallet Mortgage Calculator — where it wins
- Estimates payments using price, down payment, term and interest rate
- Adds property tax, homeowners insurance, HOA fees and PMI
- Shows total interest, payoff date and annual amortization
Where it doesn't
- Affordability analysis requires a separate NerdWallet calculator
- Refinance scenarios require a separate NerdWallet calculator
- Available on the web, rather than as a listed mobile platform
Zillow Mortgage Calculator — where it wins
- Compares 30-year fixed, 15-year fixed and 5-year ARM scenarios
- Breaks estimates into payment components and a schedule
- Includes taxes, homeowners insurance, PMI and HOA costs
Where it doesn't
- Does not provide affordability analysis in this calculator
- Does not include refinance scenarios in this calculator
- Estimates depend on the loan and cost inputs entered
- NerdWallet Mortgage Calculator8.9/10 · Free plan
A free web calculator for estimating mortgage costs and viewing annual amortization.
Visit NerdWalletFull verdict → - Zillow Mortgage Calculator8.8/10 · Free plan
A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.
Visit ZillowFull verdict →
NerdWallet Mortgage Calculator vs Zillow Mortgage Calculator: questions
Which is better for mortgage calculator apps, NerdWallet Mortgage Calculator or Zillow Mortgage Calculator?
NerdWallet Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 8.9 against 8.8 out of 10; our editors rank them #6 and #7.
How do NerdWallet Mortgage Calculator and Zillow Mortgage Calculator compare?
All 7 checks we put side by side come out level: neither leads on any.
Do NerdWallet Mortgage Calculator and Zillow Mortgage Calculator have a free plan?
NerdWallet Mortgage Calculator: Yes. Zillow Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update