NerdWallet Mortgage Calculator vs Kiplinger Mortgage Calculator

• NerdWallet Mortgage Calculator fits best

  Straightforward payment and amortization planning

• Kiplinger Mortgage Calculator fits best

  Affordability, refinance and ARM estimates

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Side by side

Strengths and trade-offs

• NerdWallet Mortgage Calculator — where it wins

  • Estimates payments using price, down payment, term and interest rate
  • Adds property tax, homeowners insurance, HOA fees and PMI
  • Shows total interest, payoff date and annual amortization

  Where it doesn't

  • Affordability analysis requires a separate NerdWallet calculator
  • Refinance scenarios require a separate NerdWallet calculator
  • Available on the web, rather than as a listed mobile platform

• Kiplinger Mortgage Calculator — where it wins

  • Estimates monthly payments from loan amount, rate and term
  • Supports both home-purchase and refinance inputs
  • Includes affordability and ARM payment estimates

  Where it doesn't

  • Limited to web access
  • Provides estimates rather than a full loan application workflow
  • Offer comparisons are powered by Bankrate

• NMNerdWallet Mortgage Calculator8.9/10 · Free plan

  A free web calculator for estimating mortgage costs and viewing annual amortization.

  Visit NerdWalletFull verdict →
• KMKiplinger Mortgage Calculator8.7/10 · Free plan

  A free web calculator for purchase, refinance, affordability and ARM payment estimates.

  Visit KiplingerFull verdict →