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Head-to-head · Payment Processing Software

Mollie vs Helcim

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Mollie #5 in Payment Processing Software 7.1/10 From €0/mo ✓ 0 of 4 features Visit Mollie
Helcim #29 in Payment Processing Software 5.2/10 Paid ✓ 4 of 4 features Visit Helcim

Mollie leads on 0 checks, Helcim on 4, and 1 is even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMollie · 7.1/10
  • Most featuresHelcim · 4 of 4

Mollie scores higher on our rubric for payment processing software: 7.1 against 5.2 out of 10; our editors rank them #5 and #29.

Helcim offers recurring billing; Mollie doesn't publish it. Helcim offers payment links; Mollie doesn't publish it. Helcim offers in-person payments; Mollie doesn't publish it. Helcim offers multi-currency support; Mollie doesn't publish it.

Mollie is the better fit for european merchants wanting flexible pay-as-you-go pricing. Helcim is the better fit for small businesses wanting processing plus POS tools.

  • Mollie fits best

    European merchants wanting flexible pay-as-you-go pricing

  • Helcim fits best

    Small businesses wanting processing plus POS tools

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Side by side

Feature Mollie 7.1/10 Visit ↗ Helcim 5.2/10 Visit ↗
At a glance
Editor score 7.1 5.2
Ranking #5 in Payment Processing Software #29 in Payment Processing Software
Best for European merchants wanting flexible pay-as-you-go pricing Small businesses wanting processing plus POS tools
Pricing model Paid Paid
Starting price Not published Not published
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Desktop, Mobile, Browser extension
Platforms Web, iOS, Android Web, Windows, macOS, iOS, Android, Chrome extension
Integrations 8 integrations 10 integrations
Features Mollie 0/4 · Helcim 4/4
Recurring billing Not published ✓ (best)
Payment links Not published ✓ (best)
In-person payments Not published ✓ (best)
Multi-currency support Not published ✓ (best)
Specs
Payment methods Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale Visa, Mastercard, Discover, American Express, credit cards, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, HSA/FSA cards
Payout schedule Not published Daily
Our review
Pros
  • Pay-as-you-go pricing has no monthly commitment
  • Supports 28 currencies and 31 payout countries
  • Covers online, in-person, recurring and marketplace payments
  • Supports online and in-person cards, ACH, EFT/PAD, and digital wallets
  • Combines POS, invoicing, recurring billing, payment links, and virtual terminals
  • Offers interchange-plus pricing with automatic volume discounts and no monthly account fee
Cons
  • Transaction fees apply to the pay-as-you-go plan
  • Pro is focused on lower in-person rates and one terminal license
  • Availability can vary by merchant location and account configuration
  • Recurring payments add 0.4% per transaction
  • Designed for businesses in the United States and Canada
  • No built-in AI features
Our verdict

Mollie is a payment service provider for businesses selling online or in person, with coverage across web, iOS, Android and API integrations. Its payment stack includes cards, bank-based methods, direct debit, buy-now-pay-later options,…

Read the review →

Helcim is a payment processing platform for small and medium-sized businesses in the United States and Canada. It brings online and in-person card acceptance together with ACH and EFT/PAD processing, hosted payment pages, shareable links,…

Read the review →
  1. MolliePayment Processing Software 7.1From €0/mo
  2. HelcimPayment Processing Software 5.2Paid

Strengths and trade-offs

  • Mollie — where it wins

    • Pay-as-you-go pricing has no monthly commitment
    • Supports 28 currencies and 31 payout countries
    • Covers online, in-person, recurring and marketplace payments

    Where it doesn't

    • Transaction fees apply to the pay-as-you-go plan
    • Pro is focused on lower in-person rates and one terminal license
    • Availability can vary by merchant location and account configuration
  • Helcim — where it wins

    • Supports online and in-person cards, ACH, EFT/PAD, and digital wallets
    • Combines POS, invoicing, recurring billing, payment links, and virtual terminals
    • Offers interchange-plus pricing with automatic volume discounts and no monthly account fee

    Where it doesn't

    • Recurring payments add 0.4% per transaction
    • Designed for businesses in the United States and Canada
    • No built-in AI features
  • Mollie7.1/10 · From €0/mo

    Flexible European payment processing with pay-as-you-go pricing and broad payment-method coverage.

    Visit MollieFull verdict →
  • Helcim5.2/10 · Paid

    A broad payment stack for small businesses that need online, in-person, and POS tools.

    Visit HelcimFull verdict →

More comparisons

Guides on payment processing software

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update