Head-to-head · Payment Processing Software
Mollie vs Helcim
Mollie leads on 0 checks, Helcim on 4, and 1 is even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreMollie · 7.1/10
- Most featuresHelcim · 4 of 4
Mollie scores higher on our rubric for payment processing software: 7.1 against 5.2 out of 10; our editors rank them #5 and #29.
Helcim offers recurring billing; Mollie doesn't publish it. Helcim offers payment links; Mollie doesn't publish it. Helcim offers in-person payments; Mollie doesn't publish it. Helcim offers multi-currency support; Mollie doesn't publish it.
Mollie is the better fit for european merchants wanting flexible pay-as-you-go pricing. Helcim is the better fit for small businesses wanting processing plus POS tools.
- Mollie fits best
European merchants wanting flexible pay-as-you-go pricing
- Helcim fits best
Small businesses wanting processing plus POS tools
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Side by side
| Feature | Mollie 7.1/10 Visit ↗ | Helcim 5.2/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.1 | 5.2 |
| Ranking | #5 in Payment Processing Software | #29 in Payment Processing Software |
| Best for | European merchants wanting flexible pay-as-you-go pricing | Small businesses wanting processing plus POS tools |
| Pricing model | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | — | — |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Desktop, Mobile, Browser extension |
| Platforms | Web, iOS, Android | Web, Windows, macOS, iOS, Android, Chrome extension |
| Integrations | 8 integrations | 10 integrations |
| Features Mollie 0/4 · Helcim 4/4 | ||
| Recurring billing | Not published | ✓ (best) |
| Payment links | Not published | ✓ (best) |
| In-person payments | Not published | ✓ (best) |
| Multi-currency support | Not published | ✓ (best) |
| Specs | ||
| Payment methods | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | Visa, Mastercard, Discover, American Express, credit cards, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, HSA/FSA cards |
| Payout schedule | Not published | Daily |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Mollie is a payment service provider for businesses selling online or in person, with coverage across web, iOS, Android and API integrations. Its payment stack includes cards, bank-based methods, direct debit, buy-now-pay-later options,… Read the review → |
Helcim is a payment processing platform for small and medium-sized businesses in the United States and Canada. It brings online and in-person card acceptance together with ACH and EFT/PAD processing, hosted payment pages, shareable links,… Read the review → |
Strengths and trade-offs
Mollie — where it wins
- Pay-as-you-go pricing has no monthly commitment
- Supports 28 currencies and 31 payout countries
- Covers online, in-person, recurring and marketplace payments
Where it doesn't
- Transaction fees apply to the pay-as-you-go plan
- Pro is focused on lower in-person rates and one terminal license
- Availability can vary by merchant location and account configuration
Helcim — where it wins
- Supports online and in-person cards, ACH, EFT/PAD, and digital wallets
- Combines POS, invoicing, recurring billing, payment links, and virtual terminals
- Offers interchange-plus pricing with automatic volume discounts and no monthly account fee
Where it doesn't
- Recurring payments add 0.4% per transaction
- Designed for businesses in the United States and Canada
- No built-in AI features
- Mollie7.1/10 · From €0/mo
Flexible European payment processing with pay-as-you-go pricing and broad payment-method coverage.
Visit MollieFull verdict → - Helcim5.2/10 · Paid
A broad payment stack for small businesses that need online, in-person, and POS tools.
Visit HelcimFull verdict →
More comparisons
All payment processing software comparisons → · Full ranking →
Guides on payment processing software
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update


