Head-to-head · HOA Management Software
HOAfy vs HOA-OS
HOAfy leads on 0 checks, HOA-OS on 1, and 7 are even. Who comes out ahead on the 8 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreHOAfy · 7.2/10
- Lowest starting priceHOA-OS · $24/mo
- Free trialboth
HOAfy scores higher on our rubric for hoa management software: 7.2 against 6.8 out of 10; our editors rank them #17 and #21.
HOA-OS is cheaper to start at $24/mo against $36/mo.
HOAfy is the better fit for small associations seeking affordable full management. HOA-OS is the better fit for small communities wanting low-cost core tools.
- HOAfy fits best
Small associations seeking affordable full management
- HOA-OS fits best
Small communities wanting low-cost core tools
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Side by side
| Feature | HOAfy 7.2/10 Visit ↗ | HOA-OS 6.8/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.2 | 6.8 |
| Ranking | #17 in HOA Management Software | #21 in HOA Management Software |
| Best for | Small associations seeking affordable full management | Small communities wanting low-cost core tools |
| Pricing model | Paid | Paid |
| Starting price | $36/mo | $24/mo (best) |
| Free plan | — | — |
| Free trial | 30 days | 30 days |
| Free trial length | 30 days · no card needed | 30 days · no card needed |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo, Small business, Mid-market | Small business |
| Features HOAfy 6/7 · HOA-OS 6/7 | ||
| Resident portal | ✓ | ✓ |
| Online dues collection | ✓ | ✓ |
| Violation tracking | ✓ | ✓ |
| Maintenance requests | ✓ | ✓ |
| Association accounting | ✓ | ✓ |
| Document storage | ✓ | ✓ |
| Mobile apps | Not checked yet | Not checked yet |
| Our review | ||
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| Our verdict | HOAfy brings core association operations into one web-based platform for self-managed communities, volunteer boards, and community management companies. Its scope covers assessment invoicing, online payments, double-entry accounting, bank… Read the review → |
HOA-OS is a web-based HOA management platform for self-managed community boards. It brings resident communications, AI newsletter generation, document storage, member directories, online dues, violation tracking, maintenance requests,… Read the review → |
Strengths and trade-offs
HOAfy — where it wins
- Combines accounting, payments, requests, violations, documents, and communications
- Includes a homeowner portal, community website, and AI Copilot
- Offers a 30-day full-platform trial without requiring a credit card
Where it doesn't
- Access is web-only rather than across listed native platforms
- No integration connections are described
- The $36/month rate requires annual billing and varies by community size
HOA-OS — where it wins
- Starts at $24 per community monthly
- Covers dues, documents, violations, maintenance, vendors, and governance
- Adds budgeting, reserves, reconciliation, and reports on Premium
Where it doesn't
- Web-only access may not suit teams seeking native mobile apps
- Integration options are limited to Stripe and Plaid
- Advanced financial tools require the Premium plan
- HOAfy7.2/10 · 30-day trial
A broad HOA management suite for small associations, with web access and published pricing.
Visit HOAfyFull verdict → - HOA-OS6.8/10 · 30-day trial
Low-cost HOA essentials for small communities, with higher-tier financial tools.
Visit HOA-OSFull verdict →
All HOA management software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update