Guidewire InsuranceNow vs Facio

Guidewire InsuranceNow9.2Visit Facio7.9Visit

Higher score Guidewire InsuranceNow #1 in Insurance Policy Management 9.2/10 Pricing on request ✓ 4 of 5 features Visit Guidewire

vs

Facio #8 in Insurance Policy Management 7.9/10 Paid ✓ 4 of 5 features Visit Facio

• Guidewire InsuranceNow fits best

  Insurers seeking broad policy, billing, and claims

• Facio fits best

  Smaller MGAs pricing policy administration

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Side by side

Feature	Guidewire InsuranceNow 9.2/10 Visit ↗	Facio 7.9/10 Visit ↗
At a glance
Editor score	9.2	7.9
Ranking	#1 in Insurance Policy Management	#8 in Insurance Policy Management
Best for	Insurers seeking broad policy, billing, and claims	Smaller MGAs pricing policy administration
Pricing model	Paid	Paid
Starting price	Pricing on request	$75/user/mo
Free plan	—	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Tickets, Community, Docs	Email
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Guidewire InsuranceNow 4/5 · Facio 4/5
Policy issuance	✓	✓
Endorsements	✓	✓
Renewal management	✓	✓
Underwriting rules	Not checked yet	✓ (best)
Policyholder portal	✓ (best)	Not checked yet
Specs
Deployment	Cloud	Cloud
Our review
Pros	Handles issuance, endorsements, renewals, billing, and claims in one platform REST API V5 covers quotes, applications, policies, payments, and claims Low-code product configuration and consumer service portals	Handles quotes, referrals, binding, issuance, servicing and customer management Supports versioned endorsements, cancellations and renewals Configurable underwriting rules, document generation and financial ledgers
Cons	Pricing requires a sales engagement Focused on property and casualty insurers and MGAs Cloud deployment only	FacioMGA plans start at 5 users Facio Insurance Cloud requires a custom annual agreement Microsoft Managed Success is a separate $5,000/month option for eligible organizations
Our verdict	Guidewire InsuranceNow brings policy administration, billing, and claims together for property and casualty insurers and managing general agents. Its lifecycle coverage includes issuance, endorsements, mid-term changes, and renewals,… Read the review →	Facio is a cloud insurance operations platform for managing general agents, Lloyd’s coverholders and other delegated-authority businesses. Its scope runs from product configuration, underwriting and rating through policy administration,… Read the review →

Strengths and trade-offs

• Guidewire InsuranceNow — where it wins

  • Handles issuance, endorsements, renewals, billing, and claims in one platform
  • REST API V5 covers quotes, applications, policies, payments, and claims
  • Low-code product configuration and consumer service portals

  Where it doesn't

  • Pricing requires a sales engagement
  • Focused on property and casualty insurers and MGAs
  • Cloud deployment only

• Facio — where it wins

  • Handles quotes, referrals, binding, issuance, servicing and customer management
  • Supports versioned endorsements, cancellations and renewals
  • Configurable underwriting rules, document generation and financial ledgers

  Where it doesn't

  • FacioMGA plans start at 5 users
  • Facio Insurance Cloud requires a custom annual agreement
  • Microsoft Managed Success is a separate $5,000/month option for eligible organizations

• Guidewire InsuranceNow9.2/10 · Pricing on request

  A broad cloud platform spanning policy administration, billing, claims, and portals.

  Visit GuidewireFull verdict →
• Facio7.9/10 · Paid

  A cloud policy system with quote-to-issue workflows and a $75-per-user monthly entry plan.

  Visit FacioFull verdict →